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VISA Credit Cards


Avoid falling into the never-ending credit card “best rate” chase.
You decide to take  advantage of a teaser rate, and begin the roller coaster ride, ready to jump at the next best rate that comes along, moving  from credit  card provider to credit card provider, sacrificing your sanity and the personal service you deserve. NHFCU is an organization you can trust to offer you a stable rate since 1991.

IMPORTANT CREDIT CARD DISCLOSURES                               
The following disclosure represents important details concerning your credit card. The information about costs of the card are accurate as of July 1, 2016. You can contact us toll free at (800) 639-4039 to inquire if any changes occurred since the effective date.

IMPORTANT CREDIT CARD DISCLOSURES                               

The following disclosure represents important details concerning your credit card. The information about costs of the card are accurate as of July 1, 2016. You can contact us toll free at (800) 639-4039 to inquire if any changes occurred since the effective date.

INTEREST RATES and INTEREST CHARGES                               
   
Annual Percentage Rate (APR) for Cash Advances 12.90% interest charges accrue from the date the transaction occurs
Annual Percentage Rate for Purchases, Balance Transfers and Cash advances after 2/28/2015 12.90% Cash Advance and Balance Transfer interest charges accrue from the date the transaction occurs
How to Avoid Paying Interest on Purchases Your due date is at least 21 days after we mail your billing statement. We will not charge you interest on purchases if you pay your entire new purchase balance by the due date each month.
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore

FEES:                                                                                             
Fees to Open or Maintain Your Account:
  • Annual Fee
  • Application Fee


  None

  None
Transfer Fees:
  • Balance Transfer
  • Cash Advance
  • Foreign Transaction


  None

  None

1% of each transaction in U.S. dollars if the transaction  involves a currency conversion; 0.8% of each transaction in U.S. dollars if the transaction does not involve a currency conversion
Penalty Fees:
  • Late Payment
  • Over-the-Credit Limit
  • Returned Payment
  • ATM Decline


Up to $25.00 if your payment is more than 21 days late
  
None

Up to $25.00 if your payment is returned for any reason

Up to $5.00 if your ATM transaction is declined for any reason
 
*Annual Percentage Rate. NHFCU may lend to members only. All loan are subject to credit requirements. Contact us for membership eligibility.
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NMLS#: 440568
Routing#: 211489083
©2015 New Hampshire Federal
Credit Union. All rights reserved.
70 Airport Road
Concord NH 03301
(603) 224-7731
(800) 639-4039
47 N. Main Street
Concord, NH 03301
(603) 224-7731
(800) 639-4039
71 Calef Highway
Lee, NH
(603) 224-7731
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Some documents on this website are in PDF format and may requre a PDF reader, you can download Adobe Reader here. For additional accessibility you can also download assistive technology plugins and software here. More about website accessibility. After Hours Report Lost/Stolen VISA Credit Cards: In U.S. (800) 991-4961 Outside U.S. (410) 581-3836 (collect)
After Hours Report Lost/StolenVISA Debit Cards: In U.S. (800) 472-3272 Outside U.S. (410) 581-9994 (collect)