New and Used Auto Loans

New and Used Auto Loans

You’re Driving.  You’ll drive a better deal with NHFCU by your side.

We finance new and used cars, trucks, and SUV’s with some of the best rates around and no gimmicks.  If you already have an auto loan through another lender, but our rate looks better, save money by refinancing with us.

Buy Smarter. Buy Stress-Free. NHFCU has brought auto loan and auto shopping together to make your life much easier. Now you can get pre-approved AND find the vehicle you want to buy all in one place … the NHFCU.org website. You trust us. Now walk into a dealership prepared knowing your loan is pre-approved for the vehicle you’re interested in purchasing. NHFCU.org helps make the auto buying process as stress-free as possible. Visit NHFCU’s AutoSMART page today.

Purchases or Refinances

Rates effective August 1, 2026.

Model YearTerm
(Months)
APR*
As Low As
2026-2024Up to 635.29%*APPLY
64-665.39%*APPLY
67-755.79%*APPLY
76-846.29%*APPLY
2023-2020Up to 635.39%*APPLY
64-665.49%* APPLY
67-755.89%*APPLY
76-846.39%*APPLY
2019-2018 Up to 637.29%*APPLY

Estimated Payment example: A $15,000 auto loan for 63 months at 5.29% will result in an estimated monthly payment of $273 with a total finance charge of $2,212 for total payments of $17,212.

*Annual Percentage Rate.  Payment examples are approximate. Your rate and amount(s) financed are determined by your personal credit history. All loans are subject to credit approval. Other terms and conditions may apply.  Rates & terms are subject to change without notice and are not available for vehicles already financed through NHFCU.  NHFCU may lend to members only.

Take the Wheel - Car Buying with NHFCU

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NHFCU – Capital Area’s Favorite Credit Union
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