Need Instructions on How to Pay a New Auto Loan?

New and Used Autos

New and Used Auto Loans

auto smart link

You’re Driving.  You’ll drive a better deal with NHFCU by your side.

We finance new and used cars, trucks, and SUV’s with some of the best rates around and no gimmicks.  If you already have an auto loan through another lender, but our rate looks better, save money by refinancing with us.


Purchases or Refinances

Rates effective April 1, 2023.

Model YearTerm
As Low As
2023-2021Up to 635.99%*APPLY
2020-2017Up to 636.49%*APPLY
64-666.79%* APPLY
2016-2015Up to 638.49%*APPLY

Estimated Payment example: A $15,000 auto loan for 63 months at 5.99% will result in an estimated monthly payment of $278 with a total finance charge of $2,519 for total payments of $17,519.

*Annual Percentage Rate.  Payment examples are approximate. Your rate and amount(s) financed are determined by your personal credit history. All loans are subject to credit approval. Other terms and conditions may apply.  Rates & terms are subject to change without notice and are not available for vehicles already financed through NHFCU.  NHFCU may lend to members only.

News, Alerts, and Events

Warning from the FTC on Blackmail/Cryptocurrency Scam

Scammers are getting personal. You receive an email saying someone has access to your cell phone or your computer. And they’re about to

Read more May 24, 2023
Congratulations LuAnn Chapman Employee of the Month for April

LuAnn, who received multiple nominations from co-workers, all noted her pleasant personality. Her co-workers also described her as the "epitome" of an amazing

Read more May 16, 2023
Enroll in FREE online banking – video instructions!

Enroll in FREE online banking – video instructions! Watch this step-by-step video that shows you how to sign-up for eBranch (our online banking

Read more May 3, 2023
A Special Message from NHFCUs President and CEO

During economic upheavals, like rising and falling rates, inflationary pressure, and future uncertainty, we sometimes receive questions from our members about how this

Read more July 29, 2022