Certificates, IRA Certificates, Savings & Money Market

Hero's HonorsCertificates, IRA Certificates, Savings & Money Market

 

Certificates – now available at up to 5.25% APY* for 15 months.  Complete details in the charts below. 

 

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Choice Certificate Special Rates

Rates effective September 5, 2023.

Account Type*APY*Dividend RateMinimum Deposit
13-Month Choice Certificate Special 4.50%4.410%$500.00
15-Month Choice Certificate Special**4.75%4.650%$500-$50,000
15-Month Choice Certificate Special**5.00%4.889%$50,001-$100,000
15-Month Choice Certificate Special**5.25%5.128%$100,001+

*Annual Percentage Yield.  Members under age 18 may open certificates for 12 months or more with just $250.00.  Otherwise, the minimum to open and earn the stated dividends is $500.00. A substantial penalty is imposed for withdrawal of principal in certificates prior to maturity.  Fees could reduce earnings. Regular deposits insured to at least $250,000; by the NCUA, an agency of the Federal Government. All rates and terms are subject to change without notice. **15-month Choice Certificate Specials require a direct deposit to NHFCU with a minimum of $1,000 monthly.

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Certificate Rates

Rates effective September 5, 2023.

Account Type*APY*Dividend RateMinimum Deposit
6 months1.00%.995%$500.00
12 months2.00%1.982%$500.00
18 months2.00%1.982%$500.00
24 months1.50%1.49%$500.00
36 months1.50%1.49%$500.00
48 months2.00%1.98%$500.00
60 months2.50%2.48%$500.00

*For all regular, & IRA, & certificate specials. Annual Percentage Yield.  Members under age 18 may open certificates for 12 months or more with just $250.00.  Otherwise, the minimum to open and earn the stated dividends is $500.00. A substantial penalty is imposed for withdrawal of principal in certificates prior to maturity.  Fees could reduce earnings. Regular deposits insured to at least $250,000; by the NCUA, an agency of the Federal Government. All rates and terms are subject to change without notice.

**Certificate specials:  To apply for our Choice Certificate Special please contact us at 603-224-7731.

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IRA Certificate Rates

Rates effective September 5, 2023.

Account Type*APY*Dividend RateMinimum Deposit
12 months2.00%1.982%$500.00
24 months1.50%1.49%$500.00
36 months1.50%1.49%$500.00
48 months2.00%1.98%$500.00
60 months2.50%2.48%$500.00

*Annual Percentage Yield.  Members under age 18 may open certificates for 12 months or more with just $250.00.  Otherwise, the minimum to open and earn the stated dividends is $500.00. A substantial penalty is imposed for withdrawal of principal in certificates prior to maturity.  Fees could reduce earnings. Regular deposits insured to at least $250,000; by the NCUA, an agency of the Federal Government.  All rates and terms are subject to change without notice.

To apply for an IRA Certificate please contact us at 603-224-7731.

 

 

Share (Savings), Clubs, & IRA Variable Rates

Rates effective September 5, 2023.

Account TypeAPY*Dividend RateMinimum Balance
Shares.05%.05%$5 to open/earn dividends
Clubs.05%.05%$1.00 to open/no minimum to earn dividends
IRA Variable.05%.05%$1.00 to open/no minimum to earn dividends
  • Annual Percentage Yield. Rates could change after the account is open. Dividends are based on earnings and cannot be guaranteed.  Fees may reduce earnings. Regular deposits insured to $250,000; by the NCUA, an agency of the Federal Government.

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Money Market Share Accounts

Rates effective September 5, 2023.

Account TypeAPY*Dividend RateMinimum Balance
Money Market less than $2,500.05%.05%<$2,500
Money Market $2,500.10%.10%$2,500
Money Market $25,000.15%.15%$25,000
Money Market $50,000.20%.20%$50,000
Money Market $100,000.25%.25%$100,000

*Annual Percentage Yield. Rate could change after the account is open.  All rates and terms are subject to change without notice.  Dividends are based on credit union earnings and cannot be guaranteed.  Regular deposits insured to $250,000; by the NCUA, an agency of the Federal Government.  Fees could reduce earnings.

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