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Certificates, IRA Certificates, Savings & Money Market
Certificates, IRA Certificates, Savings & Money Market
Certificates – now available at up to 4.00% APY for 13 or 21 months. Complete details in the charts below.
Certificate Rates
Rates effective March 22, 2023.
*For all regular, & IRA, & certificate specials. Annual Percentage Yield. Members under age 18 may open certificates for 12 months or more with just $250.00. Otherwise, the minimum to open and earn the stated dividends is $500.00. A substantial penalty is imposed for withdrawal of principal in certificates prior to maturity. Fees could reduce earnings. Regular deposits insured to at least $250,000; by the NCUA, an agency of the Federal Government. All rates and terms are subject to change without notice.
**Certificate specials: Annual Percentage Yield. Stated rate is based on opening balance for the term of the certificate. Limit one each per member.
*Annual Percentage Yield. Members under age 18 may open certificates for 12 months or more with just $250.00. Otherwise, the minimum to open and earn the stated dividends is $500.00. A substantial penalty is imposed for withdrawal of principal in certificates prior to maturity. Fees could reduce earnings. Regular deposits insured to at least $250,000; by the NCUA, an agency of the Federal Government. All rates and terms are subject to change without notice.
Share (Savings), Clubs, & IRA Variable Rates
Rates effective March 1, 2023.
| Account Type | APY* | Dividend Rate | Minimum Balance | |
|---|---|---|---|---|
| Shares | .05% | .05% | $5 to open/earn dividends | |
| Clubs | .05% | .05% | $1.00 to open/no minimum to earn dividends | |
| IRA Variable | .05% | .05% | $1.00 to open/no minimum to earn dividends |
- Annual Percentage Yield. Rates could change after the account is open. Dividends are based on earnings and cannot be guaranteed. Fees may reduce earnings. Regular deposits insured to $250,000; by the NCUA, an agency of the Federal Government.
Money Market Share Accounts
Rates effective March 1, 2023.
| Account Type | APY* | Dividend Rate | Minimum Balance | |
|---|---|---|---|---|
| Money Market less than $2,500 | .05% | .05% | <$2,500 | |
| Money Market $2,500 | .10% | .10% | $2,500 | |
| Money Market $25,000 | .15% | .15% | $25,000 | |
| Money Market $50,000 | .20% | .20% | $50,000 | |
| Money Market $100,000 | .25% | .25% | $100,000 |
*Annual Percentage Yield. Rate could change after the account is open. All rates and terms are subject to change without notice. Dividends are based on credit union earnings and cannot be guaranteed. Regular deposits insured to $250,000; by the NCUA, an agency of the Federal Government. Fees could reduce earnings.