Certificates, IRA Certificates, Savings & Money Market

Certificates, IRA Certificates, Savings & Money Market

Certificates – now available at up to 4.00% APY for 13 or 21 months.  Complete details in the charts below. 

 

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Certificate Rates

Rates effective March 22, 2023.

Account Type*APY*Dividend RateMinimum Deposit
Choice Certificate Special - 13 or 21 months**4.00%3.93%$100,000 or more
Choice Certificate Special - 13 or 21 months**3.75%3.69%$50,000-$99,999.99
Choice Certificate Special - 13 or 21 months**3.50%3.45%$500-$49,999.99
6 months0.30%0.30%$500.00
12 months0.40%0.40%$500.00
18 months0.40%0.40%$500.00
24 months1.00%1.00%$500.00
36 months1.00%1.00%$500.00
48 months0.75%0.75%$500.00
60 months0.75%0.75%$500.00

*For all regular, & IRA, & certificate specials. Annual Percentage Yield.  Members under age 18 may open certificates for 12 months or more with just $250.00.  Otherwise, the minimum to open and earn the stated dividends is $500.00. A substantial penalty is imposed for withdrawal of principal in certificates prior to maturity.  Fees could reduce earnings. Regular deposits insured to at least $250,000; by the NCUA, an agency of the Federal Government. All rates and terms are subject to change without notice.

**Certificate specials:  Annual Percentage Yield. Stated rate is based on opening balance for the term of the certificate.  Limit one each per member.

 

IRA Certificate Rates

Rates effective March 22, 2023.

Account Type*APY*Dividend RateMinimum Deposit
12 months0.40%0.40%$500.00
13 month special4.00%3.93%$500.00
24 months1.00%1.00%$500.00
36 months1.00%1.00%$500.00
48 months0.75%0.75%$500.00
60 months0.75%0.75%$500.00

*Annual Percentage Yield.  Members under age 18 may open certificates for 12 months or more with just $250.00.  Otherwise, the minimum to open and earn the stated dividends is $500.00. A substantial penalty is imposed for withdrawal of principal in certificates prior to maturity.  Fees could reduce earnings. Regular deposits insured to at least $250,000; by the NCUA, an agency of the Federal Government.  All rates and terms are subject to change without notice.

 

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Share (Savings), Clubs, & IRA Variable Rates

Rates effective March 1, 2023.

Account TypeAPY*Dividend RateMinimum Balance
Shares.05%.05%$5 to open/earn dividends
Clubs.05%.05%$1.00 to open/no minimum to earn dividends
IRA Variable.05%.05%$1.00 to open/no minimum to earn dividends
  • Annual Percentage Yield. Rates could change after the account is open. Dividends are based on earnings and cannot be guaranteed.  Fees may reduce earnings. Regular deposits insured to $250,000; by the NCUA, an agency of the Federal Government.

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Money Market Share Accounts

Rates effective March 1, 2023.

Account TypeAPY*Dividend RateMinimum Balance
Money Market less than $2,500.05%.05%<$2,500
Money Market $2,500.10%.10%$2,500
Money Market $25,000.15%.15%$25,000
Money Market $50,000.20%.20%$50,000
Money Market $100,000.25%.25%$100,000

*Annual Percentage Yield. Rate could change after the account is open.  All rates and terms are subject to change without notice.  Dividends are based on credit union earnings and cannot be guaranteed.  Regular deposits insured to $250,000; by the NCUA, an agency of the Federal Government.  Fees could reduce earnings.

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