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Certificates, IRA Certificates, Savings & Money Market
Choice Certificate Special Rates
Rates effective September 5, 2023.
| Account Type* | APY* | Dividend Rate | Minimum Deposit |
|---|---|---|---|
| 13-Month Choice Certificate Special | 4.50% | 4.410% | $500.00 |
| 15-Month Choice Certificate Special** | 4.75% | 4.650% | $500-$50,000 |
| 15-Month Choice Certificate Special** | 5.00% | 4.889% | $50,001-$100,000 |
| 15-Month Choice Certificate Special** | 5.25% | 5.128% | $100,001+ |
*Annual Percentage Yield. Members under age 18 may open certificates for 12 months or more with just $250.00. Otherwise, the minimum to open and earn the stated dividends is $500.00. A substantial penalty is imposed for withdrawal of principal in certificates prior to maturity. Fees could reduce earnings. Regular deposits insured to at least $250,000; by the NCUA, an agency of the Federal Government. All rates and terms are subject to change without notice. **15-month Choice Certificate Specials require a direct deposit to NHFCU with a minimum of $1,000 monthly.
Certificate Rates
Rates effective September 5, 2023.
| Account Type* | APY* | Dividend Rate | Minimum Deposit |
|---|---|---|---|
| 6 months | 1.00% | .995% | $500.00 |
| 12 months | 2.00% | 1.982% | $500.00 |
| 18 months | 2.00% | 1.982% | $500.00 |
| 24 months | 1.50% | 1.49% | $500.00 |
| 36 months | 1.50% | 1.49% | $500.00 |
| 48 months | 2.00% | 1.98% | $500.00 |
| 60 months | 2.50% | 2.48% | $500.00 |
*For all regular, & IRA, & certificate specials. Annual Percentage Yield. Members under age 18 may open certificates for 12 months or more with just $250.00. Otherwise, the minimum to open and earn the stated dividends is $500.00. A substantial penalty is imposed for withdrawal of principal in certificates prior to maturity. Fees could reduce earnings. Regular deposits insured to at least $250,000; by the NCUA, an agency of the Federal Government. All rates and terms are subject to change without notice.
**Certificate specials: To apply for our Choice Certificate Special please contact us at 603-224-7731.
*Annual Percentage Yield. Members under age 18 may open certificates for 12 months or more with just $250.00. Otherwise, the minimum to open and earn the stated dividends is $500.00. A substantial penalty is imposed for withdrawal of principal in certificates prior to maturity. Fees could reduce earnings. Regular deposits insured to at least $250,000; by the NCUA, an agency of the Federal Government. All rates and terms are subject to change without notice.
To apply for an IRA Certificate please contact us at 603-224-7731.
Share (Savings), Clubs, & IRA Variable Rates
Rates effective September 5, 2023.
| Account Type | APY* | Dividend Rate | Minimum Balance | |
|---|---|---|---|---|
| Shares | .05% | .05% | $5 to open/earn dividends | |
| Clubs | .05% | .05% | $1.00 to open/no minimum to earn dividends | |
| IRA Variable | .05% | .05% | $1.00 to open/no minimum to earn dividends |
- Annual Percentage Yield. Rates could change after the account is open. Dividends are based on earnings and cannot be guaranteed. Fees may reduce earnings. Regular deposits insured to $250,000; by the NCUA, an agency of the Federal Government.
Money Market Share Accounts
Rates effective September 5, 2023.
| Account Type | APY* | Dividend Rate | Minimum Balance | |
|---|---|---|---|---|
| Money Market less than $2,500 | .05% | .05% | <$2,500 | |
| Money Market $2,500 | .10% | .10% | $2,500 | |
| Money Market $25,000 | .15% | .15% | $25,000 | |
| Money Market $50,000 | .20% | .20% | $50,000 | |
| Money Market $100,000 | .25% | .25% | $100,000 |
*Annual Percentage Yield. Rate could change after the account is open. All rates and terms are subject to change without notice. Dividends are based on credit union earnings and cannot be guaranteed. Regular deposits insured to $250,000; by the NCUA, an agency of the Federal Government. Fees could reduce earnings.