Certificates, IRA Certificates, Savings & Money Market

Certificates, IRA Certificates, Savings & Money Market

You’ll find lower minimum balance requirements and some of the best rates in NH from your local Credit Union. Check out the Annual Percentage Yields.

 

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Choice Certificate Rates

Rates effective February 1, 2024.

Account Type*APY*Dividend RateMinimum Deposit
6 months4.00% 3.93%$500.00
12 months4.50%4.41%$500.00
18 months4.50%4.41%$500.00
24 months4.00%3.93%$500.00
36 months3.00%2.96%$500.00
48 months3.00%2.96%$500.00
60 months3.00%2.96%$500.00

*For all regular, & IRA, & certificate specials. Annual Percentage Yield.  Members under age 18 may open certificates for 12 months or more with just $250.00.  Otherwise, the minimum to open and earn the stated dividends is $500.00. A substantial penalty is imposed for withdrawal of principal in certificates prior to maturity.  Fees could reduce earnings. Regular deposits insured to at least $250,000; by the NCUA, an agency of the Federal Government. All rates and terms are subject to change without notice.

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IRA Certificate Rates

Rates effective February 1, 2024.

Account Type*APY*Dividend RateMinimum Deposit
12 months4.50%4.41%$500.00
24 months4.00%3.93%$500.00
36 months3.00%2.96%$500.00
48 months3.00%2.96%$500.00
60 months3.00%2.96%$500.00

*Annual Percentage Yield.  Members under age 18 may open certificates for 12 months or more with just $250.00.  Otherwise, the minimum to open and earn the stated dividends is $500.00. A substantial penalty is imposed for withdrawal of principal in certificates prior to maturity.  Fees could reduce earnings. Regular deposits insured to at least $250,000; by the NCUA, an agency of the Federal Government.  All rates and terms are subject to change without notice.

To apply for an IRA Certificate please contact us at 603-224-7731.

 

 

Share (Savings), Clubs, & IRA Variable Rates

Rates effective February 1, 2024.

Account TypeAPY*Dividend RateMinimum Balance
Shares.05%.05%$5 to open/earn dividends
Clubs.05%.05%$1.00 to open/no minimum to earn dividends
IRA Variable.05%.05%$1.00 to open/no minimum to earn dividends
  • Annual Percentage Yield. Rates could change after the account is open. Dividends are based on earnings and cannot be guaranteed.  Fees may reduce earnings. Regular deposits insured to $250,000; by the NCUA, an agency of the Federal Government.

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Money Market Share Accounts

Rates effective February 1, 2024.

Account TypeAPY*Dividend RateMinimum Balance
Money Market less than $2,500.05%.05%<$2,500
Money Market $2,500.10%.10%$2,500
Money Market $25,000.15%.15%$25,000
Money Market $50,000.20%.20%$50,000
Money Market $100,000.25%.25%$100,000

*Annual Percentage Yield. Rate could change after the account is open.  All rates and terms are subject to change without notice.  Dividends are based on credit union earnings and cannot be guaranteed.  Regular deposits insured to $250,000; by the NCUA, an agency of the Federal Government.  Fees could reduce earnings.

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