New and Used Autos

New and Used Auto Loans

You’re Driving.  You’ll drive a better deal with NHFCU by your side.

We finance new and used cars, trucks, and SUV’s with some of the best rates around and no gimmicks.  If you already have an auto loan through another lender, but our rate looks better, save money by refinancing with us.

Buy Smarter. Buy Stress-Free. NHFCU has brought auto loan and auto shopping together to make your life much easier. Now you can get pre-approved AND find the vehicle you want to buy all in one place … the NHFCU.org website. You trust us. Now walk into a dealership prepared knowing your loan is pre-approved for the vehicle you’re interested in purchasing. NHFCU.org helps make the auto buying process as stress-free as possible. Visit NHFCU’s AutoSMART page today.

Purchases or Refinances

Rates effective February 1, 2026.

Model YearTerm
(Months)
APR*
As Low As
2026-2024Up to 634.99%*APPLY
64-665.29%*APPLY
67-756.49%*APPLY
76-847.29%*APPLY
2023-2020Up to 635.19%*APPLY
64-665.39%* APPLY
67-756.99%*APPLY
76-847.79%*APPLY
2019-2018 Up to 636.99%*APPLY

Estimated Payment example: A $15,000 auto loan for 63 months at 4.99% will result in an estimated monthly payment of $271 with a total finance charge of $2,081 for total payments of $17,081.

*Annual Percentage Rate.  Payment examples are approximate. Your rate and amount(s) financed are determined by your personal credit history. All loans are subject to credit approval. Other terms and conditions may apply.  Rates & terms are subject to change without notice and are not available for vehicles already financed through NHFCU.  NHFCU may lend to members only.

Take the Wheel - Car Buying with NHFCU

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The John R. Young Career Enhancement Scholarship Program

Are you looking for a little extra help with your school expenses? NHFCU wants to help you with a scholarship opportunity! The John

Read more February 6, 2026
Employee of the Quarter, Brittani Fournier

A huge congratulations to Brittani Fournier, our newest Employee of the Quarter! Brittani stood out this quarter for her incredible problem-solving skills and tenacity. When

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In March we are upgrading e-branch, your everywhere branch. Throughout 2026, this upgrade will deliver new and improved features and functionality for your mobile

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NHFCU – Capital Area’s Favorite Credit Union
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