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Rates
Certificates, IRA Certificates, Savings & Money MarketYou'll find lower minimum balance requirements and some of the best rates in NH from your local Credit Union. Check out the Annual Percentage Yields listed below.
Certificate RatesRates effective January 14, 2021| Account Type | APY | Dividend Rate | Minimum Balance | | | | 6 months | 0.35% | 0.35% | $500.00 | | | | | 12 months | 0.40% | 0.40% | $500.00 | | | | | 18 months | 0.40% | 0.40% | $500.00 | | | | | 24 months | 0.45% | 0.45% | $500.00 | | | | | 36 months | 0.55% | 0.55% | $500.00 | | | | | 48 months | 0.65% | 0.65% | $500.00 | | | | | 60 months | 0.65% | 0.65% | $500.00 | | | *Members under age 18 may open certificates for 12 months or more with just $250.00. Otherwise, the minimum to open and earn the stated dividends is $500.00. A substantial penalty is imposed for withdrawal of principal in certificates prior to maturity. Fees could reduce earnings. Regular deposits insured to at least $250,000; by the NCUA, an agency of the Federal Government.
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IRA Certificate Rates Rates effective January 14, 2021| Account Type | APY | Dividend Rate | Minimum Balance | | | | 12 months | 0.40% | 0.40% | $500.00 | | | | | 24 months | 0.45% | 0.45% | $500.00 | | | | | 36 months | 0.55% | 0.55% | $500.00 |  | | | | 48 months | 0.65% | 0.65% | $500.00 | | | | | 60 months | 0.65% | 0.65% | $500.00 | | | *Members under age 18 may open certificates for 12 months or more with just $250.00. Otherwise, the minimum to open and earn the stated dividends is $500.00. A substantial penalty is imposed for withdrawal of principal in certificates prior to maturity. Fees could reduce earnings. Regular deposits insured to at least $250,000; by the NCUA, an agency of the Federal Government.
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Share (Savings), Clubs, & IRA Variable RatesRates effective January 1, 2021| Account Type | APY | Dividend Rate | Minimum Balance | | | | Shares | .05% | .05% | $25 to open/earn dividends | | | | | Clubs | .05% | .05% | $1.00 to open/no minimum to earn dividends | | | | | IRA Variable | .05% | .05% | $1.00 to open/no minimum to earn dividends | | | *Rates could change after the account is open. Dividends are based on earnings and cannot be guaranteed. Fees may reduce earnings. Regular deposits insured to $250,000; by the NCUA, an agency of the Federal Government.
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Money Market Share AccountsRates effective January 1, 2021| Account Type | APY | Dividend Rate | Minimum Balance | | | | Money Market less than $2,500 | .05% | .05% | < $2,500 | | | | | Money Market $2,500 | .10% | .10% | $2,500 | | | | | Money Market $25,000 | .15% | .15% | $25,000 | | | | | Money Market $50,000 | .20% | .20% | $50,000 | | | | | Money Market $100,000 | .25% | .25% | $100,000 | | | Rate could change after the account is open. All rates and terms are subject to change without notice. Dividends are based on credit union earnings and cannot be guaranteed. Regular deposits insured to $250,000; by the NCUA, an agency of the Federal Government. Fees could reduce earnings.
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