Retirement Savings

Start Saving with As Little as $1

Build your IRA the easy way, a little at a time. Start with as little as $1 and deposit what you can, when you can. You can even set up payroll deductions to automatically go into your IRA. 

IRA Certificates

Increase your IRA earnings with just $500 and open an IRA certificate with maturities from 12 to 60 months. The IRA certificate rate is determined by the term you choose and is fixed for that period. Dividends are paid on the full balance of the certificate plus accumulated earnings paid to the certificate. Earnings are paid monthly and are added to the balance of the certificate. 

View Current Rates

 

News, Alerts, and Events

The John R. Young Career Enhancement Scholarship Program

Are you looking for a little extra help with your school expenses? NHFCU wants to help you with a scholarship opportunity! The John

Read more February 6, 2026
Employee of the Quarter, Brittani Fournier

A huge congratulations to Brittani Fournier, our newest Employee of the Quarter! Brittani stood out this quarter for her incredible problem-solving skills and tenacity. When

Read more February 6, 2026
UPGRADE – NHFCU’s e-branch, Your Everywhere Branch

In March we are upgrading e-branch, your everywhere branch. Throughout 2026, this upgrade will deliver new and improved features and functionality for your mobile

Read more February 6, 2026
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NHFCU – Capital Area’s Favorite Credit Union
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