Retirement Savings

Start Saving with As Little as $1

Build your IRA the easy way, a little at a time. Start with as little as $1 and deposit what you can, when you can. You can even set up payroll deductions to automatically go into your IRA. 

IRA Certificates

Increase your IRA earnings with just $500 and open an IRA certificate with maturities from 12 to 60 months. The IRA certificate rate is determined by the term you choose and is fixed for that period. Dividends are paid on the full balance of the certificate plus accumulated earnings paid to the certificate. Earnings are paid monthly and are added to the balance of the certificate. 

View Current Rates

 

News, Alerts, and Events

Celebrating Our Cappies 1st Place Win

Thank you to our loyal and supportive members for, once again, voting us the Best Credit Union in the Capital Area for 2026. Being the

Read more July 31, 2026
Don’t want to bank online?

Use NHFCU’s DirectLine, a FREE 24/7 telephone transaction service: 1-888-782-0560   • Check balances • Review transaction history • Transfer funds   Set

Read more July 31, 2026
Donation to RMS Music Program

We stopped by Rundlett Middle School in Concord this week to present the music program with a donation. In attendance for the photo

Read more June 15, 2026
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NHFCU – Capital Area’s Favorite Credit Union
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