Retirement Savings

Start Saving with As Little as $1

Build your IRA the easy way, a little at a time. Start with as little as $1 and deposit what you can, when you can. You can even set up payroll deductions to automatically go into your IRA. 

IRA Certificates

Increase your IRA earnings with just $500 and open an IRA certificate with maturities from 12 to 60 months. The IRA certificate rate is determined by the term you choose and is fixed for that period. Dividends are paid on the full balance of the certificate plus accumulated earnings paid to the certificate. Earnings are paid monthly and are added to the balance of the certificate. 

View Current Rates

 

News, Alerts, and Events

Member Appreciation 11/7

Please join us on Friday, November 7th, from 2:00pm-4:00pm for Fall delights. We will be serving warm Apple Cider and Apple Cider Donuts

Read more November 6, 2025
Employee of the Quarter – Q3

Lisa Nadeau - Loan Underwriting/Servicing Manager We want to recognize Lisa for her outstanding performance and adaptability. She has done an amazing job of mastering

Read more November 6, 2025
Employee of the Quarter – Q2

Karen Murphy - Financial Services Representative Karen's nomination is well-deserved for her confidence and compassion during our system upgrade, helping both members and coworkers.

Read more November 6, 2025
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NHFCU – Capital Area’s Favorite Credit Union
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