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Share/Savings
Share (savings) and club accounts are ideal for building your personal savings or saving for special occasions.
Deposits
Deposit to your accounts in person, through the mail, at the ATM at our Concord office drive-thru, or by using convenient payroll deductions. Direct Deposit of your total pay, Social Security, or pension check is also an option that will save you time and money.
Withdrawals
Withdraw directly from your accounts in person, through the mail, or request a check by phone using DirectLine, our 24-hour telephone service, or online through e-branch, our online banking service.
Share-Secured Loans
If you are 18 or older, you automatically qualify to take a low-interest rate loan using your Share Account as security. This is a terrific way to establish credit.
Your Earnings
Earnings paid to your account are called dividends and are reportable as Interest Income. Dividends are paid monthly based on your average daily balance and are available to you after they are paid.
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