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Rates


Personal/Debt Consolidation

Credit Building Loans

Rates effective March 1, 2019
Get on the right track to meeting your financial goals whether you are just starting to build credit or if you have stumbled in the past.  Our programs for first-time borrowers and credit building/rebuilding give you the opportunity to build or rebuild your credit and improve your credit score, without costing you exorbitant amounts in rates or fees.   
  Account Type  APR  Comments
Share Variable2.5% over dividend rateAsk a Member Service Representative for details.
Calculator 
Credit And Savings Builder0%$45 non-refundable application fee.
CalculatorApply Now
Certificate2.5% over dividend rateAsk a Member Service Representative for details.
Calculator 
*Annual Percentage Rate.  $45 non-refundable application fee.
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Closed-End Unsecured/Signature Loans

Rates effective March 1, 2019
  Account Type  Type  APR
Debt Consolidation/Personal LoansClosed-end12.9%CalculatorApply Now
*Annual Percentage Rate. Each applicant will be charged a $60.00 non-refundable application fee for unsecured/signature loans. All loans subject to credit requirements. NHFCU may lend to members only.  Rates and terms are subject to change without notice.
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Open-end Overdraft Loans (unsecured)

Rates effective March 1, 2019
  Account Type  Type  APR
Overdraft/Revolving LoansOpen-end* RevolvingPrime plus 7.25%CalculatorApply Now
*Annual Percentage Rate. There is a $99 annual fee for revolving/overdraft loans. Revolving loans and overdraft loans are adjustable-rate loans.  Rates are adjusted quarterly based on the Prime Rate as published in the Wall Street Journal. All loans are subject to credit requirements. NHFCU may lend to members only.   
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NMLS#: 440568
Routing#: 211489083
©2015 New Hampshire Federal
Credit Union. All rights reserved.
70 Airport Road
Concord NH 03301
(603) 224-7731
(800) 639-4039
47 N. Main Street
Concord, NH 03301
(603) 224-7731
(800) 639-4039
71 Calef Highway
Lee, NH
(603) 224-7731
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