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Rates


Personal/Debt Consolidation

2018 Everything Loan

Rates effective November 1, 2018
Available for a limited time...holidays...property taxes...fuel prepays...back-to-school...winterizing your home...We are again offering a short-term personal loan of up to $2,000 to help you manage additional expenses.  
  Account Type  Term  APR  Maximum Loan Amount  Comments
2018 Everything Loan12 months9.5%$2,000The $45 application fee for your Everything Loan will be refunded under any of the following conditions within 60 days of receiving your loan:
  • You open a NEW debit card with NHFCU
  • You open a NEW checking account with NHFCU
  • You enroll in e-Statements and/or e-Branch
  • You attend a Center for Finance & Education class

CalculatorApply Now
Annual Percentage Rate.  NHFCU may lend to members only.  Rates & terms subject to change without notice.  All loans are subject to credit requirements.
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Credit Building Loans

Rates effective November 1, 2018
Get on the right track to meeting your financial goals whether you are just starting to build credit or if you have stumbled in the past.  Our programs for first-time borrowers and credit building/rebuilding give you the opportunity to build or rebuild your credit and improve your credit score, without costing you exorbitant amounts in rates or fees.   
  Account Type  APR  Comments
Share Variable2.5% over dividend rateAsk a Member Service Representative for details.
Calculator 
Credit And Savings Builder0%$45 non-refundable application fee.
CalculatorApply Now
Certificate2.5% over dividend rateAsk a Member Service Representative for details.
Calculator 
*Annual Percentage Rate.  $45 non-refundable application fee.
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Closed-End Unsecured/Signature Loans

Rates effective November 1, 2018
  Account Type  Type  APR
Debt Consolidation/Personal LoansClosed-end12.9%CalculatorApply Now
*Annual Percentage Rate. Each applicant will be charged a $60.00 non-refundable application fee for unsecured/signature loans. All loans subject to credit requirements. NHFCU may lend to members only.
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Open-end Overdraft Loans (unsecured)

Rates effective November 1, 2018
  Account Type  Type  APR  Monthly Payment
Overdraft/Revolving LoansOpen-end* RevolvingPrime plus 7.25%$4.16/$100.00 (Min $35.00)CalculatorApply Now
*Annual Percentage Rate. There is a $99 annual fee for revolving/overdraft loans. Revolving loans and overdraft loans are adjustable-rate loans.  Rates are adjusted quarterly based on the Prime Rate as published in the Wall Street Journal. All loans are subject to credit requirements. NHFCU may lend to members only.   
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NMLS#: 440568
Routing#: 211489083
©2015 New Hampshire Federal
Credit Union. All rights reserved.
70 Airport Road
Concord NH 03301
(603) 224-7731
(800) 639-4039
47 N. Main Street
Concord, NH 03301
(603) 224-7731
(800) 639-4039
71 Calef Highway
Lee, NH
(603) 224-7731
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