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Home Equity Line of Credit 3.99% APR*
Home Equity Loans
New & Used Vehicles, Purchases & Refis
Personal Loans
Recreational Vehicles - New & Used
Energy Efficiency & Assistance Loans
Certificates, IRA Certificates, Savings & Money Market


Personal Loans

Open-end Overdraft Loans (unsecured)

Rates effective October 1, 2022
  Account Type  Type  APR  Maximum Loan Amount  Minimum Payment  Comments
Overdraft/Revolving LoansOpen-end RevolvingPrime plus 7.25%*$3500$35Adjusts quarterly based on Prime Rate as published in the Wall Street Journal.
CalculatorApply Now

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Consolidation/Personal Loans

Rates effective October 1, 2022
  Account Type  Type  APR
Debt Consolidation/Personal LoansClosed-end12.9%*CalculatorApply Now

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Credit Building Loans

Rates effective October 1, 2022
Get on the right track to meeting your financial goals whether you are just starting to build credit or if you have stumbled in the past.  Our programs for first-time borrowers and credit building/rebuilding give you the opportunity to build or rebuild your credit and improve your credit score, without costing you exorbitant amounts in rates or fees.   
  Account Type  APR  Maximum Term  Comments
Share Variable2.5% over dividend rate*60 mos*Ask a Member Service Representative for details.
*Not to exceed certificate maturity date.
CalculatorApply Now
Credit And Savings Builder2.50%24 mos$3,000CalculatorApply Now
Certificate2.5% over dividend rate*Ask a Member Service Representative for details.
CalculatorApply Now
*Annual Percentage Rate.  NHFCU may lend to members only and all loans are subject to credit requirements.  Rates and terms subject to change without notice. Open-end/Overdraft Loans:  Monthly adjustable rate based on the Prime Rate in the Wall Street Journal as published on the first of each month.
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VISAŽ 25 Day Fixed Grace*

Rates effective January 1, 2013
  Account Type  APR  Maximum Loan Amount  Minimum Payment  Total Finance Charge  Total Payments
VISA Credit Card12.9%*$20,0002% of outstanding balance or $10 per $1,000Revolving AccountRevolving AccountCalculatorApply Now

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NMLS#: 440568
Routing#: 211489083
©2020 New Hampshire Federal
Credit Union. All rights reserved.
70 Airport Road
Concord NH 03301
(603) 224-7731
(800) 639-4039

(603) 224-7908
47 N. Main Street
Concord, NH 03301
(603) 224-7731
(800) 639-4039
71 Calef Highway
Lee, NH 03861
(603) 224-7731
(800) 639-4039
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Some documents on this website are in PDF format and may requre a PDF reader, you can download Adobe Reader here. For additional accessibility you can also download assistive technology plugins and software here. More about website accessibility. After Hours Report Lost/Stolen VISA Credit Cards: In U.S. 1-855-445-1231 Outside U.S. 301-837-8410 (collect)
After Hours Report Lost/StolenVISA Debit Cards: In U.S. (800) 472-3272 Outside U.S. (410) 581-9994 (collect)