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Rates
Personal LoansCOVID-19 - Preventative/Emergency LoanRates effective April 1, 2020
If you are struggling to make ends meet because of COVID-19 impacts, we are here to help.| Account Type | Term | APR | Maximum Loan Amount | Monthly Payment | Total Finance Charge | Total Payments | Comments | | | | Preventative/Emergency Loan - COVID-19 | 12 months | 5.00% | $1,500 | $128.41 | $40.93 | $1,540.93 | *Annual Percentage Rate. First payment deferred up to 90 days.
This offer is available through May 1, 2020 and is subject to change.
|  |  | Annual Percentage Rate. NHFCU may lend to members only. Rates & terms subject to change without notice. All loans are subject to credit requirements.
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Credit Building LoansRates effective April 1, 2020
Get on the right track to meeting your financial goals whether you are just starting to build credit or if you have stumbled in the past. Our programs for first-time borrowers and credit building/rebuilding give you the opportunity to build or rebuild your credit and improve your credit score, without costing you exorbitant amounts in rates or fees. | Account Type | APR | Comments | | | | Share Variable | 2.5% over dividend rate | Ask a Member Service Representative for details.
| | | | | Credit And Savings Builder | 0% | $45 non-refundable application fee.
| | | | | Certificate | 2.5% over dividend rate | Ask a Member Service Representative for details.
| | | *Annual Percentage Rate. $45 non-refundable application fee.
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Closed-End Unsecured/Signature LoansRates effective April 1, 2020| Account Type | Type | APR | | | | Debt Consolidation/Personal Loans | Closed-end | 12.9% | | | *Annual Percentage Rate. Each applicant will be charged a $60.00 non-refundable application fee for unsecured/signature loans. All loans subject to credit requirements. NHFCU may lend to members only. Rates and terms are subject to change without notice.
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