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Rates
Personal LoansOpen-end Overdraft Loans (unsecured)Rates effective May 4, 2022| Account Type | Type | APR | | | | Overdraft/Revolving Loans | Open-end Revolving | Prime plus 7.25%* |  |  |
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Consolidation/Personal LoansRates effective May 1, 2022| Account Type | Type | APR | Comments | | | | Debt Consolidation/Personal Loans | Closed-end | 12.9%* | $60 non-refundable application fee.
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Credit Building LoansRates effective May 1, 2022
Get on the right track to meeting your financial goals whether you are just starting to build credit or if you have stumbled in the past. Our programs for first-time borrowers and credit building/rebuilding give you the opportunity to build or rebuild your credit and improve your credit score, without costing you exorbitant amounts in rates or fees. | Account Type | APR | Comments | | | | Share Variable | 2.5% over dividend rate* | Ask a Member Service Representative for details.
| | | | | Credit And Savings Builder | 0%* | $45 non-refundable application fee.
| | | | | Certificate | 2.5% over dividend rate* | Ask a Member Service Representative for details.
| | | *Annual Percentage Rate. NHFCU may lend to members only and all loans are subject to credit requirements. Rates and terms subject to change without notice. Open-end/Overdraft Loans: Monthly adjustable rate based on the Prime Rate in the Wall Street Journal as published on the first of each month.
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