Rates
New & Used AutosYou're Driving. You'll drive a better deal with NHFCU by your side.
We finance new and used cars, trucks, and SUV's with some of the best rates around and no gimmicks. If you already have an auto loan through another lender, but our rate looks better, save money by refinancing with us.
Purchases or RefinancesRates effective May 1, 2022| Account Type | Term | APR | Loan Amount | Monthly Payment | Total Finance Charge | Total Payments | Comments | | | | 2020 to Current model year - Up to 60 Months | up to 60 months | 2.69%* | $1,000 | $17.83 | $69.88 | $1,069.88 | Miles/condition will affect the term of the loan.
|  |  | | | 2020 to current model year - Up to 72 Months | Up to 72 months | 3.69%* | $1,000 | $15.50 | $116.31 | $1,116.31 | Miles/condition will affect the term of the loan.
| | | | | 2014 -2019 model year | Up to 60 months | 2.89%* | $1,000 | $17.92 | $75.19 | $1,075.19 | Miles/condition will affect the term of the loan.
| | | | | Any Year, 90K + miles up to 60 months | up to 60 months | 8.69%* | $1,000 | $20.61 | $236.49 | $1,236.49 |
| | | | | First-Time Auto Buyer | up to 60 months | 9.99% | $1,000 | $1,000 | $21.24 | $274.53 | $1,274.53 | No credit or limited credit borrowers.
| | | | | Any Year, 90K + miles up to 48 months | Up to 48 months | 7.69%* | $1,000 | $24.27 | $164.85 | $1,164.85 |
| | | *Annual Percentage Rate (APR). All loans are subject to credit requirements. Rates and terms are subject to change without notice. Rates not available for vehicles already financed with NHFCU. Mileage, age, and condition of the vehicle may affect the terms and rate of any loan. NHFCU may lend to members only.
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