Rates
New & Used AutosYou're Driving. You'll drive a better deal with NHFCU by your side.
We finance new and used cars, trucks, and SUV's with some of the best rates around and no gimmicks. If you already have an auto loan through another lender, but our rate looks better, save money by refinancing with us.
Purchases or RefinancesRates effective October 1, 2018| Account Type | Term | APR | Loan Amount | Monthly Payment | Total Finance Charge | Comments | | | | 2015 or Newer | up to 48 months | 2.99% | $1,000 | $22.13 | $62.24 |
|  | | | | 2015 or newer | 49-60 months | 3.49% | $1,000 | $18.19 | $91.24 |
| | | | | All Other Model Years | up to 60 months | 3.99% | $1,000 | $18.41 | $104.72 | Auto less than 90,000 miles.
| | | | | First-Time Auto Buyer | up to 60 months | 9.99% | $1,000 | $21.24 | $274.53 | No credit or limited credit borrowers.
| | | | | Any Year, 90K + miles | up to 60 months | 7.99% | $1,000 | $20.28 | $216.56 |
| | | | | Any Year | 61-72 months | 7.99% | $1,000 | $17.53 | $262.04 |
| | | *Annual Percentage Rate (APR). All loans are subject to credit requirements. Rates and terms are subject to change without notice. Rates not available for vehicles already financed with NHFCU. Mileage, age, and condition of the vehicle may affect the terms and rate of any loan. 72 month financing available. NHFCU may lend to members only.
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