Rates
New & Used AutosYou're Driving. You'll drive a better deal with NHFCU by your side.
We finance new and used cars, trucks, and SUV's with some of the best rates around and no gimmicks. If you already have an auto loan through another lender, but our rate looks better, save money by refinancing with us.
Purchases or RefinancesRates effective January 1, 2021| Account Type | Term | APR | Loan Amount | Monthly Payment | Total Finance Charge | Total Payments | Comments | | | | 2018 to current model year | Up to 60 months | 2.99%* | $1,000 | $17.96 | $77.60 | $1,077.60 | Miles/condition will affect the term of the loan.
|  |  | | | 2013 -2017 model year | Up to 60 months | 3.99%* | $1,000 | $18.41 | $104.60 | $1,104.60 | Miles/condition will affect the term of the loan.
| | | | | All Other Model Years | Up to 60 months | 4.99%* | $1,000 | $18.87 | $132.30 | $1,132.20 | Autos less than 90K miles.
| | | | | Any Year miles over 90,000 | Up to 60 months | 7.99% | $1,000 | $20.27 | $216.30 | $1,216.30 |
| | | *Annual Percentage Rate (APR). All loans are subject to credit requirements. Rates and terms are subject to change without notice. Rates not available for vehicles already financed with NHFCU. Mileage, age, and condition of the vehicle may affect the terms and rate of any loan. 72 month financing available. NHFCU may lend to members only.
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