Rates
New & Used AutosYou're Driving. You'll drive a better deal with NHFCU by your side.
We finance new and used cars, trucks, and SUV's with some of the best rates around and no gimmicks. If you already have an auto loan through another lender, but our rate looks better, save money by refinancing with us.
Balance Transfer & Auto Refi ComboRates effective July 19, 2021
Click here to apply now! Saving money is a safe bet with NHFCU. But, when you have debt, it can be frustrating and more challenging to save, even when you have good intentions to do so. What if you could get some help paying down your debt so you can start saving? Let us help you. We’ll take those credit and store charge card balances – or any other “unsecured” loan balances. We guarantee you will pay those debts down faster and save money in the long term. When you do this, we’ll up the ante by offering you 0% APR on an auto loan refinance!* Extended through July 31, 2021. Complete our application or, call our lending department today at (603) 224‑7731, ext. 500. | Account Type | APR | Maximum Term | Comments | | | | Auto Refi w/Debt Consolidation Combo | 0% | 60 months | See personal loans or disclosure for debt consolidation rates.
|  | | *Annual Percentage Rate (APR) of 0.00% is a discounted rate based on the loan closing in conjunction with a $10,000 unsecured/consolidation loan (minimum) at 12.9% Annual Percentage Rate. If the consolidation/unsecured loan is discontinued/paid-in-full on or before 36-months, your auto loan rate will increase to 5.25% APR. Limit: One auto loan at 0% APR per member and autos already financed with NHFCU are not eligible for this offer. No application fees. All loans are subject to credit and collateral requirements and final approval. Terms and conditions apply. Limited time offer. Rates, terms, and conditions are subject to change.
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Purchases or RefinancesRates effective July 1, 2021| Account Type | Term | APR | Loan Amount | Monthly Payment | Total Finance Charge | Total Payments | Comments | | | | 2019 to Current model year - Up to 60 Months | up to 60 months | 2.69%* | $1,000 | $17.83 | $69.88 | $1,069.88 | Miles/condition will affect the term of the loan.
| |  | | | 2019 to current model year - Up to 72 Months | Up to 72 months | 3.69%* | $1,000 | $15.50 | $116.31 | $1,116.31 | Miles/condition will affect the term of the loan.
| | | | | 2014 -2018 model year | Up to 60 months | 2.89%* | $1,000 | $17.92 | $75.19 | $1,075.19 | Miles/condition will affect the term of the loan.
| | | | | All Other Model Years | 60 months | 2.99%* | $1,000 | $17.96 | $77.85 | $1,077.85 | Miles/condition will affect the term of the loan.
| | | | | Any Year, 90K + miles up to 60 months | up to 60 months | 8.69%* | $1,000 | $20.61 | $236.49 | $1,236.49 |
| | | | | Any Year, 90K + miles up to 48 months | Up to 48 months | 7.69%* | $1,000 | $24.27 | $164.85 | $1,164.85 |
| | | *Annual Percentage Rate (APR). All loans are subject to credit requirements. Rates and terms are subject to change without notice. Rates not available for vehicles already financed with NHFCU. Mileage, age, and condition of the vehicle may affect the terms and rate of any loan. NHFCU may lend to members only.
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