Rates
New & Used AutosYou're Driving. You'll drive a better deal with NHFCU by your side.
We finance new and used cars, trucks, and SUV's with some of the best rates around and no gimmicks. If you already have an auto loan through another lender, but our rate looks better, save money by refinancing with us.
Purchases or RefinancesRates effective July 1, 2019| Account Type | Term | APR | Loan Amount | Monthly Payment | Total Finance Charge | Total Payments | Comments | | | | As low as 2.00% 2017 and newer | up to 60 months | 2.00%** | $1,000 | $17.53 | $51.67 | $1,051.67 | Autos less than 90K miles.
|  |  | | | As low as 2.25% for 2014-2016 | Up to 60 months | 2.25%** | $1,000 | $17.64 | $58.24 | $1,058.24 | Autos less than 90K miles.
| | | | | All Other Model Years as low as 2.50% | Up to 60 months | 2.50%** | $1,000 | $17.75 | $64.84 | $1,064.84 | Autos less than 90K miles.
| | | | | All Other Model Years Up to 72 Months | 61-72 months | 7.49%** | $1,000 | $17.29 | $244.54 | $1,244.54 | Auto less than 90,000 miles.
| | | | | First-Time Auto Buyer | up to 60 months | 9.99% | $1,000 | $21.24 | $274.53 | $1,274.53 | No credit or limited credit borrowers.
| | | *Annual Percentage Rate (APR). All loans are subject to credit requirements. Rates and terms are subject to change without notice. Rates not available for vehicles already financed with NHFCU. Mileage, age, and condition of the vehicle may affect the terms and rate of any loan. 72 month financing available. NHFCU may lend to members only.
**Rates include .50% discount,which is available when the auto loan is combined with a new consolidation loan of $5,000 or more.
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