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Rates
Mortgage Rates
Your Life. Your Home.
Purchases & Refinances - ConventionalRates effective July 19, 2019
Rates and terms available for conventional financing. | Account Type | Rate | Points | APR | Monthly Payment | | | | 30 yr Fixed Rate | 3.750% | No Points | 3.832%* | $463.12 per $100,000 |  | | | | 20 yr Fixed Rate | 3.625% | No Points | 3.739%* | $586.40 per $100,000 | | | | | 15 yr Fixed Rate | 3.125% | No Points | 3.269%* | $696.61 per $100,000 | | | | | 10 yr Fixed Rate | 2.875% | No Points | 3.084%* | $959.85 per $100,000 | | |
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Purchases & Refinances - Jumbo LoanRates effective July 19, 2019
A loan is considered jumbo if the amount of the mortgage exceeds loan-servicing limits set by Fannie Mae. Jumbo mortgages are defined by a loan amount greater than $484,350 and are available on primary residences only. Jumbo mortgage loans fall outside of the typical guidelines that refer to “conforming loans”. See a representative for more details.| Account Type | Rate | Points | APR | Loan Amount | Monthly Payment | | | | 30 yr Jumbo Fixed Rate | 4.000% | No Points | 4.083%* | $484,350 + | $477.42 per $100,000 | | | | | 15 yr Jumbo Fixed Rate | 3.500% | No Points | 3.646%* | $484,350 + | $714.88 per $100,000 | | | *Annual Percentage Rate (APR) is accurate as of the date shown. No rate is guaranteed. Rates and terms are subject to change without notice. The actual rate and APR available to you may be different than the rates posted based on your credit history, loan amount, property type, product features, down payment, as well as other criteria. Escrow for Real Estate taxes may be required which would increase your monthly mortgage payment. All mortgages are subject to credit approval. NHFCU may lend to members only. Maximum conventional loan amount is $484,350. NHFCU may lend to members only. Visit nhfcu.org/howtojoin or call today to find out if you are eligible for membership.
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