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Rates
Mortgage Rates
Your Life. Your Home.
Servicing Retained* at NHFCU - Includes Jumbo Loan RatesRates effective November 14, 2019
Save on closing costs with our $1,500 Lender Credit available for mortgage applications "in-process" between November 4 and December 31, 2019 and held for servicing at NHFCU***
Available for eligible loans that are ≤ 80% loan to value. | Account Type | Rate | Points | APR | Monthly Payment | | | | 30 yr Fixed Rate | 3.375% | No Points | 3.455%** | $442.10 per $100,000 |  | | | | 20 yr Fixed Rate | 3.125% | No Points | 3.236%** | $560.88 per $100,000 | | | | | 15 yr Fixed Rate | 2.750% | No Points | 2.893%** | $678.62 per $100,000 | | | | | 10 yr Fixed Rate | 2.625% | No Points | 2.833%** | $948.39 per $100,000 | | | ***If the loan is withdrawn or cancels for any reason, all fees associated with the application will be the responsibility of the borrower(s). If the loan is paid in full within thirty-six (36) months from the date of funding, the borrower(s) will be required to reimburse NHFCU for the total amount of the credit.
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Servicing Released Rates effective November 14, 2019
Rates and terms available for servicing released financing > 80% loan to value. | Account Type | Rate | Points | APR | Monthly Payment | | | | 30 yr Fixed Rate | 3.750% | No Points | 3.832%** | $463.12 per $100,000 | | | | | 20 yr Fixed Rate | 3.625% | No Points | 3.739%** | $586.40 per $100,000 | | | | | 15 yr Fixed Rate | 3.125% | No Points | 3.269%** | $696.61 per $100,000 | | | *Servicing refers to collection of principal, interest, and escrow payments, if any, as well as handling of other aspects of the mortgage loan. If transfer of rights occurs, you will be given advance notice. Maximum Jumbo loan limit is $800,000. **Annual Percentage Rate (APR) is accurate as of the date shown. Rates and terms are subject to change without notice. The actual rate and APR available to you may be different than the rates posted based on your credit history, loan amount, property type, product features, down payment, as well as other criteria. Escrow for Real Estate taxes may be required which would increase your monthly mortgage payment. All mortgage loans are subject to credit approval. Maximum loan limit is $800,000. NHFCU may lend to members only. Visit nhfcu.org/howtojoin or call today to find out how to join. For more information on rates and other available options, please contact our Mortgage Department at (603)224-7731, extension 506.
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