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Rates
Limited Time Special on Mortgage Rates
Your Life. Your Home.
Retained at NHFCU with no haggle rateRates effective April 22, 2019
What you see is what you get. We keep your mortgage and you get a no haggle rate...this is a limited time offer available when your loan balance is less than 80% of the home's market value! For more information on rate and other available options, please contact our Mortgage Department at 603-224-7731 ext. 506 or at mortgage@nhfcu.org. | Account Type | Rate | Points | APR | Monthly Payment | | | | 30 yr Fixed Rate | 4.250% | No Points | 4.334%* | $491.94 per $100,000 |  | | | | 20 yr Fixed Rate | 4.125% | No Points | 4.241%* | $612.59 per $100,000 | | | | | 15 yr Fixed Rate | 3.750% | No Points | 3.897%* | $727.22 per $100,000 | | | | | 10 yr Fixed Rate | 3.500% | No Points | 3.711%* | $988.86 per $100,000 | | | Available for ≤ 80% loan to value. All other credit requirements must be met. Servicing refers to collection of principal, interest, and escrow payments, if any, as well as handling of other aspects of the mortgage loan. If transfer of rights occurs, you will be given advance notice. No haggle rate can be locked once application fee is received. Rate lock is good for 30 days. After 30 days, the loan will go to the next day's available rate, if product is still available. All other mortgage loan rates will be locked according to underwriting procedures.
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Purchases & Refinances - ConventionalRates effective April 22, 2019
Rates and terms available when your loan balance is greater than 80% of the home's market value. | Account Type | Rate | Points | APR | Monthly Payment | | | | 30 yr Fixed Rate | 4.125% | No Points | 4.209%* | $484.65 per $100,000 | | | | | 20 yr Fixed Rate | 4.000% | No Points | 4.115%* | $605.98 per $100,000 | | | | | 15 yr Fixed Rate | 3.500% | No Points | 3.646%* | $714.88 per $100,000 | | | | | 10 yr Fixed Rate | 3.375% | No Points | 3.586%* | $983.01 per $100,000 | | |
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Purchases & Refinances - Jumbo LoanRates effective April 22, 2019
A loan is considered jumbo if the amount of the mortgage exceeds loan-servicing limits set by Fannie Mae. Jumbo mortgages are defined by a loan amount greater than $484,350 and are available on primary residences only. Jumbo mortgage loans fall outside of the typical guidelines that refer to “conforming loans”. See a representative for more details.| Account Type | Rate | Points | APR | Loan Amount | Monthly Payment | | | | 30 yr Jumbo Fixed Rate | 4.500% | No Points | 4.585%* | $484,350 + | $506.69 per $100,000 | | | | | 15 yr Jumbo Fixed Rate | 4.000% | No Points | 4.148%* | $484,350 + | $739.69 per $100,000 | | | *Annual Percentage Rate (APR) is accurate as of the date shown. No rate is guaranteed. Rates and terms are subject to change without notice. The actual rate and APR available to you may be different than the rates posted based on your credit history, loan amount, property type, product features, down payment, as well as other criteria. Escrow for Real Estate taxes may be required which would increase your monthly mortgage payment. All mortgages are subject to credit approval. NHFCU may lend to members only. Maximum conventional loan amount is $484,350. NHFCU may lend to members only. Visit nhfcu.org/howtojoin or call today to find out if you are eligible for membership.
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