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Rates


Home Loans/Mortgages

If you're in the market to purchase a home, now's the time to see your Credit Union for saving money and time on your new home purchase! We are a local institution  -  an institution you already know and trust.  If you have questions or problems with your mortgage, we are a short drive or a quick phone call away. The rates listed below were effective on the date listed and are subject to change daily.  They represent a small sample of the programs available through NH Federal Credit Union.   Your home is your most important investment.  Invest in a home loan from a lender you know and trust. We want to help you personally handle your biggest investment.  Contact us to apply today:  mortgage@nhfcu.org. Please include your name, a contact number and best time to reach you.  You may also phone a lending representative at (603) 224-7731 ext. 506.

Your Life. Your Home.
 

Purchases & Refinances - Conventional

Rates effective February 16, 2018
  Account Type  Rate  Points  APR  Monthly Payment
30 yr Fixed Rate4.375%No Points4.460%*$499.29 per $100,000Calculator 
20 yr Fixed Rate4.250%No Points4.366%*$619.23 per $100,000Calculator 
15 yr Fixed Rate4.000%No Points4.148%*$739.69 per $100,000Calculator 
10 yr Fixed Rate3.875%No Points4.088%*$1,006.52 per $100,000Calculator 
*Annual Percentage Rate (APR) is accurate as of the date shown.  No rate is guaranteed.  Rates and terms are subject to change without notice. The actual rate and APR available to you may be different than the rates posted based on your credit history, loan amount, property type, product features, down payment, as well as other criteria. Escrow for Real Estate taxes may be required which would increase your monthly mortgage payment. All mortgages are subject to credit approval. NHFCU may lend to members only.  Maximum conventional loan amount is $453,100. For more information on rate and other loan options, please contact our Mortgage Department at 603-224-7731 ext. 506 or mortgage@nhfcu.org.
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Purchases & Refinances - Jumbo Loan

Rates effective February 16, 2018
A loan is considered jumbo if the amount of the mortgage exceeds loan-servicing limits set by Fannie Mae.  Jumbo mortgages are defined by a loan amount greater than $453,100 and are available on primary residences only.  Jumbo mortgage loans fall outside of the typical guidelines that refer to “conforming loans”.  See a representative for more details.
  Account Type  Rate  Points  APR  Loan Amount  Monthly Payment
30 yr Jumbo Fixed Rate4.375%No Points4.460%*$424,100 +$499.29 per $100,000Calculator 
15 yr Jumbo Fixed Rate4.000%No Points4.148%*$424,100 +$739.69 per $100,000Calculator 
*Annual Percentage Rate (APR) is accurate as of the date shown.  No rate is guaranteed.  Rates and terms are subject to change without notice. The actual rate and APR available to you may be different than the posted rate.
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70 Airport Road
Concord NH 03301
(603) 224-7731
(800) 639-4039
47 N. Main Street
Concord, NH 03301
(603) 224-7731
(800) 639-4039
71 Calef Highway
Lee, NH
(603) 224-7731
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