News

Lending Decisions and How They Are Made

Have you ever applied for a loan and anxiously awaited the decision? Have you ever wondered WHY you don’t get that great rate the dealer advertised when it comes time to sign the dotted line? This educational session provides you with a behind-the-scenes look at the mysterious internal processes involved in “decisioning” a loan from the lender’s perspective. You will be provided with real life tools and gain knowledge so you can improve your chances for approval and the best rates.

News, Alerts, and Events

Your Funds Are Secure During Government Shutdown

We understand you may have questions about how a government shutdown could affect your finances. Please be assured that your accounts with us

Read more October 22, 2025
Get a Credit Freeze to Stop Identity Thieves

Based on an article by BCP & NHFCU Staff - September 10, 2025 Did someone steal your identity? Or are you looking for

Read more October 14, 2025
Want to go digital with e-statements?

Do you wish we'd stop mailing you monthly paper statements? It's possible! Enroll in e-statements & e-notices. It's really easy, we promise. In e-branch click "e-statements" to

Read more August 26, 2025
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NHFCU – Capital Area’s Favorite Credit Union
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