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Lending Decisions and How They Are Made

Have you ever applied for a loan and anxiously awaited the decision? Have you ever wondered WHY you don’t get that great rate the dealer advertised when it comes time to sign the dotted line? This educational session provides you with a behind-the-scenes look at the mysterious internal processes involved in “decisioning” a loan from the lender’s perspective. You will be provided with real life tools and gain knowledge so you can improve your chances for approval and the best rates.

News, Alerts, and Events

NHFCU’s John R. Young Scholarship Winners

This year, NHFCU awarded seven individuals with John R. Young Career Development Scholarships. So far, six of our winners stopped by to receive

Read more June 30, 2025
Win some cash and enjoy an e-z, breezy summer.

Enroll in e-statements & e-notices NOW. With our system upgrade, everyone who prefers free e-statements needs to accept our updated e-statement and e-notices agreement. Just

Read more June 30, 2025
Free Access to Your Credit Report

Free Access to Your Credit Report By Colleen Tressler, Division of Consumer and Business Education The three national credit reporting agencies — Equifax,

Read more June 30, 2025
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NHFCU – Capital Area’s Favorite Credit Union
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