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Benefits of Using Your Debit Card

Using a debit card is a smart move for direct money management and convenience, all while actively avoiding debt and interest!

Why You’ll Love Using a Debit Card:

  • You Avoid Debt: Because you spend only what you have in your checking account, you simply can’t rack up debt or pay steep interest charges.
  • You Enjoy Convenience: Use your card almost everywhere online and in stores. You also get easy 24/7 access to your cash via ATMs.
  • You Master Your Budget: You see transactions leave your account in real-time, helping you effortlessly track spending and stay on top of your budget through your banking app.
  • You Stay Secure: Modern features like chip technology, your personal PIN, and bank fraud protection actively keep your money safe.
  • You Need No Credit Check: Just open a bank account, and you’re good to go! No credit history required.

Ultimately, you take charge of your finances by using your own money, building excellent habits and confidence.

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The John R. Young Career Enhancement Scholarship Program

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In March we are upgrading e-branch, your everywhere branch. Throughout 2026, this upgrade will deliver new and improved features and functionality for your mobile

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NHFCU – Capital Area’s Favorite Credit Union
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