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Lending Decisions and How They Are Made

Have you ever applied for a loan and anxiously awaited the decision? Have you ever wondered WHY you don’t get that great rate the dealer advertised when it comes time to sign the dotted line? This educational session provides you with a behind-the-scenes look at the mysterious internal processes involved in “decisioning” a loan from the lender’s perspective. You will be provided with real life tools and gain knowledge so you can improve your chances for approval and the best rates.

News, Alerts, and Events

Vote for the Capital Area’s Favorite Credit Union

For the last 17 years, we have had the honor of being the Capital Area’s Favorite Credit Union. We wear the title with

Read more May 6, 2026
Car Shopping via NHFCU.org

Your Smart Choice for Stress-Free Car Buying - SEARCH, SHOP, FINANCE Experience a stress-free car shopping process from pre-approved funding to getting the keys

Read more April 21, 2026
Battle of the Badges Fun

We all had a wonderful time supporting this year's Battle of the Badges. [gallery ids="7693,7694,7695,7696,7698,7697,7691,7692"]

Read more April 13, 2026
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NHFCU – Capital Area’s Favorite Credit Union
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