News

Lending Decisions and How They Are Made

Have you ever applied for a loan and anxiously awaited the decision? Have you ever wondered WHY you don’t get that great rate the dealer advertised when it comes time to sign the dotted line? This educational session provides you a behind-the-scenes look at the mysterious internal processes involved in “decisioning” a loan from the lender’s perspective. You will be provided with real life tools and gain knowledge so you can improve your chances for approval and the best rates.

News, Alerts, and Events

Closed Labor Day, Monday, September 7th

We will be closed for Labor Day, Monday, September 7th, 2026. For your convenience, e-branch, mobile remote deposit, Directline, and debit cards are

Read more August 21, 2026
Celebrating Our Cappies 1st Place Win

Thank you to our loyal and supportive members for, once again, voting us the Best Credit Union in the Capital Area for 2026. Being the

Read more July 31, 2026
Don’t want to bank online?

Use NHFCU’s DirectLine, a FREE 24/7 telephone transaction service: 1-888-782-0560   • Check balances • Review transaction history • Transfer funds   Set

Read more July 31, 2026
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NHFCU – Capital Area’s Favorite Credit Union
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