Build or Repair Credit

Credit Builder  

Get on the right track to meeting your financial goals whether you are just starting to build credit or if you have stumbled in the past.  Our programs for first-time borrowers and credit building/rebuilding give you the opportunity to improve your credit history and score, without costing you exorbitant amounts in rates or fees.       

Savings-secured Loans 

Have you managed to put money away for a rainy day? When the “rain” begins to fall, you can borrow against your own savings – and pay very little in finance charges.  You’ll leave your rainy-day fund intact and boost your credit score to boot.   

Debt-Free Is Possible  

Saving money is a safe bet with NHFCU. But, when you have debt, it can be frustrating and more challenging to save, even when you have good intentions. What if you could get some help paying down your debt so you can start saving? Let us help you. We’ll take those credit and store charge card balances – or any other “unsecured” loan balances and get you on the path to saving. 

Want to develop a personal plan? Work with the Centers for Finance & Education at no cost to develop your roadmap for a debt-free lifestyle: (603)224-7731, ext. 330. 

Contact us today at (603) 224-7731.

News, Alerts, and Events

Make-A-Wish® New Hampshire calendars are here!

  From 1997 to 2022, New Hampshire's credit unions altogether have raised $425,000 in Make-A-Wish® New Hampshire calendar donations.   You can help

Read more December 1, 2022
Winners of the Thanksgiving Basket raffle to benefit Make-A-Wish® New Hampshire

Congratulations to Janet K., and Eric S., winners of the annual Thanksgiving Basket raffle.  Thanks to the generosity of members and staff YOU raised

Read more November 30, 2022
Join us Friday, December 2 during Midnight Merriment

     NH Federal Credit Union’s Santa for Seniors holiday donation drive kicked off Tuesday, November 22, 2022. Make a positive difference in

Read more November 22, 2022
A Special Message from NHFCUs President and CEO

During economic upheavals, like rising and falling rates, inflationary pressure, and future uncertainty, we sometimes receive questions from our members about how this

Read more July 29, 2022