Build or Repair Credit

Credit Builder  

Get on the right track to meeting your financial goals whether you are just starting to build credit or if you have stumbled in the past.  Our programs for first-time borrowers and credit building/rebuilding give you the opportunity to improve your credit history and score, without costing you exorbitant amounts in rates or fees.       

Savings-secured Loans 

Have you managed to put money away for a rainy day? When the “rain” begins to fall, you can borrow against your own savings – and pay very little in finance charges.  You’ll leave your rainy-day fund intact and boost your credit score to boot.   

Debt-Free Is Possible  

Saving money is a safe bet with NHFCU. But, when you have debt, it can be frustrating and more challenging to save, even when you have good intentions. What if you could get some help paying down your debt so you can start saving? Let us help you. We’ll take those credit and store charge card balances – or any other “unsecured” loan balances and get you on the path to saving. 

Want to develop a personal plan? Work with the Centers for Finance & Education at no cost to develop your roadmap for a debt-free lifestyle: (603)224-7731, ext. 330. 

Contact us today at (603) 224-7731.

News, Alerts, and Events

NHFCU’s John R. Young Scholarship Winners

This year, NHFCU awarded seven individuals with John R. Young Career Development Scholarships. So far, six of our winners stopped by to receive

Read more June 18, 2025
Win some cash and enjoy an e-z, breezy summer.

Enroll in e-statements & e-notices NOW. With our system upgrade, everyone who prefers free e-statements needs to accept our updated e-statement and e-notices agreement. Just

Read more June 18, 2025
Please Vote for us AGAIN in ROUND 2 of the Cappies

For the last 16 years, we have had the honor of being the Capital Area's Favorite Credit Union. We wear the title with

Read more June 18, 2025
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NHFCU – Capital Area’s Favorite Credit Union
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