Build or Repair Credit

Credit Builder  

Get on the right track to meeting your financial goals whether you are just starting to build credit or if you have stumbled in the past.  Our programs for first-time borrowers and credit building/rebuilding give you the opportunity to improve your credit history and score, without costing you exorbitant amounts in rates or fees.       

Savings-secured Loans 

Have you managed to put money away for a rainy day? When the “rain” begins to fall, you can borrow against your own savings – and pay very little in finance charges.  You’ll leave your rainy-day fund intact and boost your credit score to boot.   

Debt-Free Is Possible  

Saving money is a safe bet with NHFCU. But, when you have debt, it can be frustrating and more challenging to save, even when you have good intentions. What if you could get some help paying down your debt so you can start saving? Let us help you. We’ll take those credit and store charge card balances – or any other “unsecured” loan balances and get you on the path to saving. 

Want to develop a personal plan? Work with the Centers for Finance & Education at no cost to develop your roadmap for a debt-free lifestyle: (603)224-7731, ext. 330. 

Contact us today at (603) 224-7731.

News, Alerts, and Events

The John R. Young Career Enhancement Scholarship Program

Are you looking for a little extra help with your school expenses? NHFCU wants to help you with a scholarship opportunity! The John

Read more February 6, 2026
Employee of the Quarter, Brittani Fournier

A huge congratulations to Brittani Fournier, our newest Employee of the Quarter! Brittani stood out this quarter for her incredible problem-solving skills and tenacity. When

Read more February 6, 2026
UPGRADE – NHFCU’s e-branch, Your Everywhere Branch

In March we are upgrading e-branch, your everywhere branch. Throughout 2026, this upgrade will deliver new and improved features and functionality for your mobile

Read more February 6, 2026
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NHFCU – Capital Area’s Favorite Credit Union
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