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# NHFCU – Capital Area’s Favorite Credit Union

savings accounts, checking accounts, money markets, car loans and home equity loans

## Sitemaps

- [XML Sitemap](https://nhfcu.org/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [News](https://nhfcu.org/news/)
- [Closed Labor Day, Monday, September 7th](https://nhfcu.org/closed-labor-day-monday-september-7th/) - We will be closed for Labor Day, Monday, September 7th, 2026. For your convenience, e-branch, mobile remote deposit, Directline, and debit cards are available 24/7. Find more Allpoint locations here: Allpoint ATM Locator
- [Celebrating Our Cappies 1st Place Win](https://nhfcu.org/celebrating-our-cappies-1st-place-win/) - Thank you to our loyal and supportive members for, once again, voting us the Best Credit Union in the Capital Area for 2026. Being the reigning champ is always a huge honor.
- [Don’t want to bank online?](https://nhfcu.org/dont-want-to-bank-online/) - Use NHFCU’s DirectLine, a FREE 24/7 telephone transaction service: 1-888-782-0560 • Check balances • Review transaction history • Transfer funds Set up your DirectLine Account: Call us at (603) 224-7731 option 5 We will activate your DirectLine account and provide you a security PIN. How it works: Call NHFCU’s DirectLine at: 1-888-782-0560
- [Donation to RMS Music Program](https://nhfcu.org/donation-to-rms-music-program/) - We stopped by Rundlett Middle School in Concord this week to present the music program with a donation. In attendance for the photo op were Principal Jay Richard (right), Annie Lombard (left), members of the music department (not photographed) as well as some of the students who play in the RMS band and RMS's after
- [Vote for NHFCU in Cappies Round 2!](https://nhfcu.org/vote-for-nhfcu-in-cappies-round-2/) - We are proud to be New Hampshire Capital area's favorite Credit Union. We successfully made it to round 2 with the help of all of our favorite members! Please help us earn our title once again by voting for us in round 2 of the Cappies! Vote June 8 thru June 26 Winners will be published
- [NHFCU Scholarship Winners](https://nhfcu.org/nhfcu-scholarship-winners/) - We awarded seven students in this year’s John R. Young Career Development Scholarship program. One of the greatest aspects of this program is its availability to students at every level of their post-high school educational pursuits. We are impressed and thrilled at the variety of careers these winners are pursuing along with their amazing qualities
- [Annual Meeting Results](https://nhfcu.org/annual-meeting-results/) - Our Annual Meeting was held Wednesday, April 22nd. Long-time Board Chair Jim Fredyma presided over his 16th and final Annual Meeting as Chair as he steps back from the Chairman’s role to allow it to pass on to another. We are thrilled Jim will continue as a valued member of the Board and thank him
- [Employee of the Quarter - Q1](https://nhfcu.org/employee-of-the-quarter-q1/) - Huge congratulations to Chris Carter, our Q1 Employee of the Quarter! Chris has been a great help behind the scenes, setting up workflows to make our daily operations smoother and handling tricky system updates. From sorting out regular Information Technologies (IT) glitches to building custom data reports, Chris keeps our systems running reliably every day.
- [Vote for the Capital Area’s Favorite Credit Union](https://nhfcu.org/vote-for-the-capital-areas-favorite-credit-union/) - For the last 17 years, we have had the honor of being the Capital Area’s Favorite Credit Union. We wear the title with pride and we have our many members to thank. Once again, the Cappies are taking place, with two rounds of voting over the next month and a half. Round one started May
- [Car Shopping via NHFCU.org](https://nhfcu.org/car-shopping-via-nhfcu-org/) - Your Smart Choice for Stress-Free Car Buying - SEARCH, SHOP, FINANCE Experience a stress-free car shopping process from pre-approved funding to getting the keys in your hand. Click Here to Get Started.
- [Battle of the Badges Fun](https://nhfcu.org/battle-of-the-badges-fun/) - We all had a wonderful time supporting this year's Battle of the Badges.
- [2025 Tax Forms](https://nhfcu.org/2025-tax-forms/) - TAX INFO: - Paper copies of 1099 INT and 1098 were mailed out in the month of January. - You receive a 1099 INT if you earned $10 or more in interest for 2025. - You are not able to view your tax forms on the Mobile app. - You are able to view your
- [Battle of the Badges Ticket Winners](https://nhfcu.org/battle-of-the-badges-ticket-winners/) - Join us Sunday, March 15th at the SNHU Arena for Battle of the Badges to support the kids and families of Dartmouth Health Children's. Battle of the Badges is an exciting day of hockey as firefighters, police officers and first responders from across the State of New Hampshire battle it out in one incredible competition. Proceeds for
- [2026 NHFCU Board Nominees](https://nhfcu.org/2026-nhfcu-board-nominees/) - This year, NHFCU’s Nominating Committee has recommended four nominees for Board positions. Each nominee’s term length is listed below. Heather E. Brown has been a member of NH Federal since 2015 and currently serves as the Vice Chair for the Board. She is a Senior Sales Counselor at Havenwood Heritage Heights, a not-for-profit, accredited Continuing
- [NHFCU Annual Meeting](https://nhfcu.org/nhfcu-annual-meeting/) - Mark your calendars. Our Annual Meeting is scheduled for April 22nd at 5:15pm. At 70 Airport Road in the lobby, standing room only. Please RSVP to marketing@nhfcu.org. Stay tuned for details and this year's nominees.
- [Lend a Helping Can](https://nhfcu.org/lend-a-helping-can/) - In January NH Federal Credit Union partnered with Greg & The Morning Buzz and iHeartRadio to sponsor Lend a Helping Can. This year's funds raised totaled over $361,000 to support local families in need. Congratulations to everyone involved for making our community a better place.
- [NHFCU Jeans for Charity](https://nhfcu.org/nhfcu-jeans-for-charity/) - Each Friday NHFCU employees are allowed to wear jeans in the office in exchange for a $5 donation. Over the past 6 months we were able to raise over $1,200. This month we made donations to the Pope Memorial SPCA and the Friendly Kitchen. Each organization received a check for $687.50. NHFCU employees' "Jeans Day"
- [The John R. Young Career Enhancement Scholarship Program](https://nhfcu.org/scholarship/) - Are you looking for a little extra help with your school expenses? NHFCU wants to help you with a scholarship opportunity! The John R. Young Career Enhancement Scholarship Program is available to adult learners and high school seniors for the 2026 program year. NH Federal Credit Union and its Centers for Finance & Education will
- [Employee of the Quarter, Brittani Fournier](https://nhfcu.org/employee-of-the-quarter-brittani-fournier/) - A huge congratulations to Brittani Fournier, our newest Employee of the Quarter! Brittani stood out this quarter for her incredible problem-solving skills and tenacity. When our team hit a roadblock, she stepped up to find a way forward, working hand-in-hand with our IT department to fix a problem we were told couldn't be solved. Her hard work
- [UPGRADE - NHFCU's e-branch, Your Everywhere Branch](https://nhfcu.org/upgrade-nhfcus-e-branch-your-everywhere-branch/) - In March we are upgrading e-branch, your everywhere branch. Throughout 2026, this upgrade will deliver new and improved features and functionality for your mobile and desktop experience. Upgrade Date: March 17, 2026 What this means: e-branch, both mobile and desktop, will be unavailable from midday on March 16th through midday on March 17th. Access to e-branch What you
- [Benefits of Using Your Debit Card](https://nhfcu.org/benefits-of-using-your-debit-card/) - Using a debit card is a smart move for direct money management and convenience, all while actively avoiding debt and interest! Why You'll Love Using a Debit Card: You Avoid Debt: Because you spend only what you have in your checking account, you simply can't rack up debt or pay steep interest charges. You Enjoy Convenience: Use your card almost
- [Supporting Our Heroes This Holiday Season](https://nhfcu.org/supporting-our-heroes-this-holiday-season/) - NHFCU remains deeply grateful to our veterans and military families for the sacrifices they make to protect our freedom. To show our appreciation this season, we are providing critical support to local programs. We made two key donations this week: The Salvation Army - Concord: We hosted Joel from the Salvation Army to personally deliver a donation for their
- [Proudly Supporting Veterans and Military Families](https://nhfcu.org/proudly-supporting-veterans-and-military-families/) - NHFCU is always grateful to our veterans and military families for the sacrifices they make to deliver freedom for all of us. To thank them for their service this holiday season, we are delivering critical support to several area programs. Last week we dropped off donations at Liberty House in Manchester and The Manchester VA Medical
- [Santa for Seniors](https://nhfcu.org/santa-for-seniors/) - NHFCU continues our Santa for Seniors gift gathering efforts again this year! We have a tree in our lobby where employees and members can deliver goods that Santa will deliver to area nursing homes on December 5. And yes, Santa REALLY does make the deliveries to the facilities each year. If you would like to
- [Santa's Coming to NHFCU](https://nhfcu.org/santas-coming-to-nhfcu/) - Please join us on Friday, December 5th, from 2:00pm-4:00pm. Visit with Santa! Take FREE photos and enjoy hot cocoa, candy canes, ChapStick, and kids' activities. All are welcome.
- [NHFCU’s Thanksgiving Gift Card Basket Raffle](https://nhfcu.org/nhfcus-thanksgiving-gift-card-basket-raffle/) - NHFCU’s Thanksgiving Basket Raffle is BACK with a twist! This year our basket will provide winners with gift cards to purchase all their Thanksgiving Dinner items as well as some scratch tickets for fun. $150 value of local gift cards and scratch tickets. $1 gets 1 raffle entry ticket $5 gets 6 raffle entry tickets
- [Member Appreciation 11/7](https://nhfcu.org/member-appreciation-11-7/) - Please join us on Friday, November 7th, from 2:00pm-4:00pm for Fall delights. We will be serving warm Apple Cider and Apple Cider Donuts from Concord's own favorite Carter Hill Orchard. Stop by, say hi and enjoy a fall treat on us!
- [Employee of the Quarter – Q3](https://nhfcu.org/employee-of-the-quarter-q3/) - Lisa Nadeau - Loan Underwriting/Servicing Manager We want to recognize Lisa for her outstanding performance and adaptability. She has done an amazing job of mastering new responsibilities and ensuring daily operations run smoothly. Lisa has consistently delivered exceptional results, risen above every challenge, and been instrumental to the success of her department. Congratulations, Lisa!
- [Employee of the Quarter – Q2](https://nhfcu.org/employee-of-the-quarter-q2/) - Karen Murphy - Financial Services Representative Karen's nomination is well-deserved for her confidence and compassion during our system upgrade, helping both members and coworkers. She is consistently upbeat and professional, navigating difficult situations with ease. Congratulations, Karen!
- [Your Funds Are Secure During Government Shutdown](https://nhfcu.org/your-funds-are-secure-during-government-shutdown/) - We understand you may have questions about how a government shutdown could affect your finances. Please be assured that your accounts with us are safe and fully insured by the National Credit Union Administration (NCUA). Because the NCUA is an independent, self-funded agency, its operations are not impacted by a federal government shutdown. This ensures
- [Get a Credit Freeze to Stop Identity Thieves](https://nhfcu.org/get-a-credit-freeze-to-stop-identity-thieves/) - Based on an article by BCP & NHFCU Staff - September 10, 2025 Did someone steal your identity? Or are you looking for ways to help protect yourself from identity theft? A great place to start is freezing your credit. Here’s what to know. A credit freeze is something you can do anytime, for any
- [Want to go digital with e-statements?](https://nhfcu.org/want-to-go-digital-with-e-statements/) - Do you wish we'd stop mailing you monthly paper statements? It's possible! Enroll in e-statements & e-notices. It's really easy, we promise. In e-branch click "e-statements" to agree. On the NHFCU mobile app, click "MORE" and then "statements & documents" to agree. Once signed up for e-statements you will stop receiving paper statements within 1 month. You will then receive a monthly
- [Business and government impersonators go after older adults’ life savings](https://nhfcu.org/business-and-government-impersonators-go-after-older-adults-life-savings/) - Scammers posing as government agencies or well-known businesses are increasingly going after life savings. They lie about some bogus crisis. Protect yourself.
- [Voted Best Credit Union 17 Years Running](https://nhfcu.org/voted-best-credit-union-17-years-running/) - Voted Best Credit Union for 17 years! Thank you to our members and employees for your incredible support and loyalty. We are honored to be your partner.
- [CU4 Reality - Financial Education](https://nhfcu.org/cu4-reality/) - Hampstead Middle 7th graders learned budgeting with CU4 Reality - Financial Education, creating income and expense plans based on career choices.
- [Hero Pups Fundraising Event](https://nhfcu.org/hero-pups/) - Our Hero Pups fundraising event was another success. Many thanks to our members for contributions, coupled with NHFCUs supply donations valuing more than $750.
- [Help the people affected by flooding in Texas — not a scammer](https://nhfcu.org/help-the-people-affected-by-flooding-in-texas-not-a-scammer/) - In response to the devastating flash flooding in central Texas, many are looking for ways to get and give help. And scammers are looking to prey on people’s generosity. So how can you make sure your donations go to the people who need them and not to a scammer? Donate to charities you know and
- [Still receiving paper statements?](https://nhfcu.org/still-receiving-paper-statements/) - Enroll in e-statements & e-notices NOW. With our system upgrade, everyone who prefers free e-statements needs to accept our updated e-statement and e-notices agreement. Just log in to e-branch and click e-statements to agree. From now through the end of the summer, we will be drawing one winner each week from these enrollments to win
- [Scammy texts offering “refunds” for Amazon purchases](https://nhfcu.org/scammy-texts-offering-refunds-for-amazon-purchases/) - Article by BCP Staff at FTC.gov Scammers are pretending to be Amazon again. This time, they’re sending texts claiming there’s a problem with something you bought. They offer a refund if you click a link — but it’s a scam. Here’s how the scam works so you can avoid it. You get an unexpected text that
- [If you haven't re-enrolled in e-statement since 6/2 here's your chance to WIN $100!](https://nhfcu.org/if-you-havent-re-enrolled-in-e-statement-since-6-2-heres-your-chance-to-win-100/) - Enroll in e-statements & e-notices NOW. With our system upgrade, everyone who prefers free e-statements needs to accept our updated e-statement and e-notices agreement. Just log in to e-branch and click e-statements to agree. From now through the end of the summer, we will be drawing one winner each week from these enrollments to win
- [NHFCU's John R. Young Scholarship Winners](https://nhfcu.org/nhfcus-john-r-young-scholarship-winners/) - This year, NHFCU awarded seven individuals with John R. Young Career Development Scholarships. So far, six of our winners stopped by to receive their awards.
- [Win some cash and enjoy an e-z, breezy summer.](https://nhfcu.org/win-some-cash-and-enjoy-an-e-z-breezy-summer/) - Enroll in e-statements & e-notices NOW. With our system upgrade, everyone who prefers free e-statements needs to accept our updated e-statement and e-notices agreement. Just log in to e-branch and click e-statements to agree. From now through the end of the summer, we will be drawing one winner each week from these enrollments to win $100! We also have
- [NHFCU Recognized as Veteran-Friendly Business](https://nhfcu.org/nhfcu-recognized-as-veteran-friendly-business/) - New Hampshire Federal Credit Union has been recognized as a NH Veteran-Friendly Business! We are excited to receive this designation alongside such impressive businesses that have given clear attention to how Service members, Veterans and their families in New Hampshire are honored, encouraged and empowered, and lives are changed for the better.
- [Free Access to Your Credit Report](https://nhfcu.org/free-access-to-your-credit-report/) - Equifax, Experian, and TransUnion — let you check your credit report at each of the agencies once a week for free. Visit AnnualCreditReport.com
- [Financial Literacy Tips - Take Care of Your Credit Score](https://nhfcu.org/financial-literacy-tips-take-care-of-your-credit-score/) - As the years pass, the importance of having a healthy credit score increases. FICO Scores range from 300 to 850 (670 and above is considered healthy by most lenders). Credit scores are used to assess responsibility and risk. So, what are the consequences of a low score? Inability to acquire housing, including rental. Higher insurance
- [Please Vote for us AGAIN in ROUND 2 of the Cappies](https://nhfcu.org/please-vote-for-us-again-in-round-2-of-the-cappies/) - For the last 16 years, we have had the honor of being the Capital Area's Favorite Credit Union. We wear the title with pride and have our many members to thank. Once again, the Cappies are taking place, with two rounds of voting over the next month and a half. Round 2 of voting ends
- [Vote for us in the Cappies](https://nhfcu.org/vote-25/) - For the last 16 years, we have had the honor of being the Capital Area's Favorite Credit Union. We wear the title with pride and we have our many members to thank. Once again, the Cappies are taking place, with two rounds of voting over the next month and a half. Round one started May
- [NHFCU System Upgrade](https://nhfcu.org/nhfcu-system-upgrade/) - Delivering beyond your expectations! We're excited to share that NHFCU is moving forward to better meet your financial needs, delivering the service you expect and more! This involves two phases: • June 2025 - System Upgrade • Fall 2025 - New & Improved Online/Mobile Services Important Dates: • May 31st - June 2nd, 2025: online
- [Join us for Hero Pups at NHFCU](https://nhfcu.org/join-us-for-hero-pups-at-nhfcu/) - Stop in Friday, May 23rd to visit with Hero Pups! Hero Pups is a New Hampshire-based, non-profit organization that pairs support dogs with veterans and first responders throughout New England who have been diagnosed with service-related psychological challenges. Meet the pups and drop off any donations. Follow the link to their wish list https://heropups.com/wish-list/ In addition to the list
- [Employee of the Quarter - Ed Hieber](https://nhfcu.org/employee-of-the-quarter-ed-hieber/) - We’re excited to celebrate Ed Hieber’s outstanding performance! Ed earned several nominations from his coworkers for Employee of the Quarter. If you’ve never heard of or talked to Ed, well, we are not surprised. Ed works in IT and is an essential member of our internal support team. He makes it possible for us to
- [The Early Bird Gets the Worm. Start the HELOC application process today!](https://nhfcu.org/the-early-bird-gets-the-worm-start-the-heloc-application-process-today/) - Home equity loans allow you to borrow money based on the value of your home to make home improvements or finance other large purchases. At NHFCU we offer Home Equity Line of Credit (HELOC) as well as Home Equity Fixed Rate & Term Loans. Home Equity Line of Credit* – Establish a credit line you
- [NHFCU Named to Newsweek Top Credit Unions List, Again](https://nhfcu.org/newsweek-2025/) - New Hampshire Federal Credit Union was recently named to America's Best Regional Banks and Credit Unions by Newsweek for the 2nd year in a row. This list recognizes the top 250 regional banks and 250 credit unions in the United States. NHFCU received a perfect score; five stars from Newsweek and market data research firm New Hampshire Federal Credit Union was recently named to America's Best Regional Banks and Credit Unions by Newsweek for the 2nd year in a row. This list recognizes the top 250 regional banks and 250 credit unions in the United States. NHFCU received a perfect score; five stars from Newsweek and market data research firm Plant-A Insights Group.
- [Financial Literacy Tips - Avoiding Credit Card Debt](https://nhfcu.org/financial-literacy-tips-avoiding-credit-card-debt/) - A little financial wellness never hurt anyone... Understanding core financial principles can significantly impact our lives and our budgets. Richard Barrington, a financial analyst for Credit Sesame, shares five must-know financial tips everyone should learn. This week we will focus on credit card debt. Avoid credit card debt According to Barrington, credit card debt is
- [Cappies Winner!](https://nhfcu.org/cappies-winner/) - Thank you to our loyal and supportive members for, once again, voting us the Best Credit Union in the Capital Area for 2024. This is our 16th year in a row winning this title and it is always a huge honor.

## Pages

- [Home](https://nhfcu.org/) - banking services: savings, checking, free checking, auto loans, home equity loans, money markets, veteran & first responder discounts and high yield saving.
- [Careers](https://nhfcu.org/careers/) - Explore rewarding careers at NHFCU in Concord, NH. Join our team and make a difference in financial services. Interested in joining our team?
- [Fraud and Security](https://nhfcu.org/fraud-and-security/)
- [Important Docs & Disclosures](https://nhfcu.org/important-forms/)
- [NHFCU’s High Yield Savings](https://nhfcu.org/high-yield-savings/)
- [Hero's Honors Accounts](https://nhfcu.org/hero/)
- [Courtesy Pay Overdraft Protection](https://nhfcu.org/overdraft/)
- [How to Pay My NHFCU Loan](https://nhfcu.org/how-to-pay-my-loan/) - For the easiest way to Pay My NHFCU Loan, click the link below. You can make a fast, simple one-time or recurring payment online.
- [Checking Accounts](https://nhfcu.org/savings-checking/checking/) - Offering you a checking account for the way YOU like to manage your money. You’ll find the convenience and access you need. Combine that with personal service that’s always better than you expect.
- [Annual Report](https://nhfcu.org/about/annual-report/)
- [About Us - NHFCU](https://nhfcu.org/about/) - About Us - As a not-for-profit financial cooperative, we are owned by our members - people like you, your family, your co-workers, and your neighbors.
- [Upgrade FAQ](https://nhfcu.org/upgradefaq/)
- [Locations & Hours](https://nhfcu.org/locations/)
- [Contact Us & 24/7 Services](https://nhfcu.org/contact-us/) - Contact NHFCU: Monday – Friday: 9:00AM – 5:00 PM and Saturday: 9:00AM – 12:00 Noon Phone #: (603) 224-7731 Mailing Address: 70 Airport Road, Concord, NH 03301
- [Class Schedule & Enrollment](https://nhfcu.org/centers-for-finance-education/class-schedule-enrollment/)
- [Privacy](https://nhfcu.org/privacy-policy/) - Who we are Suggested text: Our website address is: https://dnhfcu.wpengine.com. Comments Suggested text: When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection. An anonymized string created from your email address (also called a
- [Join NHFCU](https://nhfcu.org/join-nhfcu/)
- [Best Credit Union - NHFCU](https://nhfcu.org/best-credit-union-nhfcu/) - Award-winning financial service. Diverse banking options like savings, checking, and various loans. Competitive rates, Hero's Honors accounts.
- [Borrowing](https://nhfcu.org/borrowing/) - Borrowing for a purchase? NHFCU offers auto loans, recreational vehicle loans, home equity loans, HELOC loans, personal loans and credit cards.
- [Apply Now](https://nhfcu.org/apply-now/)
- [NHFCU- FAQ - Frequently Asked Questions](https://nhfcu.org/faq/) - On our - Frequently Asked Questions page, find video tutorials for online and mobile banking. Use the search bar to find videos or browse the most requested ones listed below.
- [e-Statements Upgrade](https://nhfcu.org/e-statements-upgrade/)
- [Mortgage Statement Upgrade](https://nhfcu.org/mortgage-statement-upgrade/)
- [Directline Upgrade](https://nhfcu.org/directline-upgrade/)
- [Watch & Learn](https://nhfcu.org/centers-for-finance-education/watch-learn/) - Watch and learn with the financial experts at NH Federal Credit Union. Our knowledgeable staff provides expert money management tips with easy-to-watch videos. We offer an arsenal of FREE Financial Webinars on a variety of topics ranging from Credit Building to Budgeting to Retirement Classes to Classes for Young Adults.
- [Account History Upgrade](https://nhfcu.org/account-history-upgrade/)
- [Savings](https://nhfcu.org/savings-checking/savings/)
- [Vehicle Loans](https://nhfcu.org/apply-now/vehicle-loan/) - Get the Best Vehicle Loan Rates with NHFCU Drive a better deal with NHFCU by your side. We finance new and used cars, trucks, and SUVs with some of the best auto loan rates around. No gimmicks, just great rates. If you already have an auto loan through another lender, but our rates look better, save money by refinancing with us... Refinance Your Auto Loan Today with NHFCU Looking to refinance your auto loan to save money? NHFCU can help you lower your monthly payments and put more cash back in your pocket. Whether you have a new or used vehicle, our simple refinancing process can help you achieve your financial goals. Apply online or visit your local branch to get started today.
- [Financial Coaching](https://nhfcu.org/centers-for-finance-education/financial-coaching/) - One-on-one Coaching: In person, over phone, email, or ZOOM – your accountability buddy is here! With FREE one-on-one financial coaching you’ll get a no judgement, holistic approach to help you identify spending leaks and the best savings habits.
- [Cars, Trucks, RVs, Motorcycle Loans](https://nhfcu.org/borrowing/cars-trucks-rvs-motorcycles/)
- [Youth Financial Education](https://nhfcu.org/centers-for-finance-education/youth/)
- [Savings and Checking Accounts](https://nhfcu.org/savings-checking/)
- [Lost and Stolen Credit / Debit Cards](https://nhfcu.org/lost-and-stolen-credit-cards/)
- [Personal and Credit Builder Loans](https://nhfcu.org/borrowing/personal-loans/)
- [Website Accessibility](https://nhfcu.org/website-accessibility/)
- [Rates](https://nhfcu.org/rates/)
- [For Kids](https://nhfcu.org/savings-checking/for-kids/)
- [Retirement Savings](https://nhfcu.org/savings-checking/retirement-savings/)
- [Calculators](https://nhfcu.org/calculators/)
- [Centers for Finance & Education](https://nhfcu.org/centers-for-finance-education/)
- [Mortgages](https://nhfcu.org/apply-now/mortgage/)
- [Personal Loan](https://nhfcu.org/apply-now/personal-loan/)
- [Board of Directors and CEO](https://nhfcu.org/about/board-of-directors-and-ceo/)
- [Build or  Repair Credit](https://nhfcu.org/borrowing/build-or-repair-credit/)
- [Calc (for calculator popup)](https://nhfcu.org/calc/)
- [Employees](https://nhfcu.org/employees/)
- [Online](https://nhfcu.org/online/)
- [Sitemap](https://nhfcu.org/sitemap/)

## Webinars/Events

- [Avoiding Fraud Webinar 8/9/24](https://nhfcu.org/individual/avoiding-fraud-11/) - Webinar: Concerned about fraud? Not sure if a call or email you just received is legit or not? Join us for this short webinar where we will give you some tips on how to prevent fraud, as well as information on the popular scams we are seeing.
- [Avoiding Fraud Webinar 7/31/24](https://nhfcu.org/individual/avoiding-fraud-10/) - Webinar: Concerned about fraud? Not sure if a call or email you just received is legit or not? Join us for this short webinar where we will give you some tips on how to prevent fraud, as well as information on the popular scams we are seeing.
- [Avoiding Fraud Webinar 7/16/24](https://nhfcu.org/individual/avoiding-fraud-9/) - Webinar: Concerned about fraud? Not sure if a call or email you just received is legit or not? Join us for this short webinar where we will give you some tips on how to prevent fraud, as well as information on the popular scams we are seeing.
- [Avoiding Fraud Webinar 12/19/24](https://nhfcu.org/individual/avoiding-fraud-19/) - Webinar: Concerned about fraud? Not sure if a call or email you just received is legit or not? Join us for this short webinar where we will give you some tips on how to prevent fraud, as well as information on the popular scams we are seeing.
- [Avoiding Fraud Webinar 12/10/24](https://nhfcu.org/individual/avoiding-fraud-18/) - Webinar: Concerned about fraud? Not sure if a call or email you just received is legit or not? Join us for this short webinar where we will give you some tips on how to prevent fraud, as well as information on the popular scams we are seeing.
- [Avoiding Fraud Webinar 11/20/24](https://nhfcu.org/individual/avoiding-fraud-17/) - Webinar: Concerned about fraud? Not sure if a call or email you just received is legit or not? Join us for this short webinar where we will give you some tips on how to prevent fraud, as well as information on the popular scams we are seeing.
- [Avoiding Fraud Webinar 10/28/24](https://nhfcu.org/individual/avoiding-fraud-16/) - Webinar: Concerned about fraud? Not sure if a call or email you just received is legit or not? Join us for this short webinar where we will give you some tips on how to prevent fraud, as well as information on the popular scams we are seeing.
- [Avoiding Fraud Webinar 10/8/24](https://nhfcu.org/individual/avoiding-fraud-15/) - Webinar: Concerned about fraud? Not sure if a call or email you just received is legit or not? Join us for this short webinar where we will give you some tips on how to prevent fraud, as well as information on the popular scams we are seeing.
- [Avoiding Fraud Webinar 9/27/24](https://nhfcu.org/individual/avoiding-fraud-14/) - Webinar: Concerned about fraud? Not sure if a call or email you just received is legit or not? Join us for this short webinar where we will give you some tips on how to prevent fraud, as well as information on the popular scams we are seeing.
- [Avoiding Fraud Webinar 9/12/24](https://nhfcu.org/individual/avoiding-fraud-13/) - Webinar: Concerned about fraud? Not sure if a call or email you just received is legit or not? Join us for this short webinar where we will give you some tips on how to prevent fraud, as well as information on the popular scams we are seeing.
- [Avoiding Fraud Webinar 8/20/24](https://nhfcu.org/individual/avoiding-fraud-12/) - Webinar: Concerned about fraud? Not sure if a call or email you just received is legit or not? Join us for this short webinar where we will give you some tips on how to prevent fraud, as well as information on the popular scams we are seeing.
- [Dave Ramsey's Total Money Makeover](https://nhfcu.org/individual/dave-ramseys-total-money-makeover-2/) - IN-PERSON CLASS Portsmouth Women's City Club 375 Middle St., Portsmouth, NH 03801 You may have heard of Dave Ramsey or seen one of his videos online. Dave’s goal is to help people get out of debt and stay there, and his bestselling book “Total Money Makeover” has a lot of great advice! Join us for this
- [Help! I Have too Much Credit Card Debt](https://nhfcu.org/individual/help-i-have-too-much-credit-card-debt-3/) - IN-PERSON CLASS Portsmouth Women's City Club 375 Middle St, Portsmouth, NH 03801 Overwhelmed by balances that don’t seem to go down? Sick of having to put purchases on a credit card because you just don’t have the money in your checking account? Tired of high interest rates and costly late and over limit fees? Join
- [How to Build A Budget](https://nhfcu.org/individual/how-to-build-a-budget-3/) - IN-PERSON CLASS Portsmouth Women's City Club 375 Middle St Portsmouth, NH 03801 What do you think of when you hear the word budget? Time consuming? Restrictions? No more fun? Not the case, a budget helps you live how you want to live because you tell your money what to do! In this class we will dive
- [NHFCU’s TOUCH-a-TRUCK](https://nhfcu.org/individual/touch-a-truck/) - FREE Family Event NHFCU’s TOUCH-a-TRUCK Saturday, July 20th from 12:30-3:30pm 70 Airport Road, Concord Bring your family and friends for a fun-filled afternoon! Various Vehicles Dunk Tank Kona Ice - FREE! Musician Mike Morris Raffle This event will be held Rain or Shine. NHFCU’s TOUCH-a-TRUCK poster
- [Avoiding Fraud Webinar 6/25/24](https://nhfcu.org/individual/avoiding-fraud-8/) - Webinar: Concerned about fraud? Not sure if a call or email you just received is legit or not? Join us for this short webinar where we will give you some tips on how to prevent fraud, as well as information on the popular scams we are seeing.
- [Avoiding Fraud Webinar 6/6/24](https://nhfcu.org/individual/avoiding-fraud-7/) - Webinar: Concerned about fraud? Not sure if a call or email you just received is legit or not? Join us for this short webinar where we will give you some tips on how to prevent fraud, as well as information on the popular scams we are seeing.
- [Applying to College 101 – 5/8/24](https://nhfcu.org/individual/applying-to-college-101/) - Webinar Online: Join Lily from Granite Edvance and NHFCU to help high school juniors and their families learn about the college admission process. We’ll cover how to build your college list and questions to ask on a college tour. We’ll also discuss college essay pointers, the application timeline, and the basics of financial aid. Attendees will receive a
- [Guide to Retirement](https://nhfcu.org/individual/guide-to-retirement/) - Planning for retirement can be overwhelming. There are factors that are out of individuals' control, such as market returns and regulatory reforms. There are factors over which they have some control, including longevity due to hot they manage their health and how long they work. How you manage and plan for these factors are key
- [Different Types of Equity Loans](https://nhfcu.org/individual/different-types-of-equity-loans/) - If you are looking for more information about how home equities loans work and the different types, this is the class for you! In this one-hour webinar, we will discuss the features and benefits of NH Federal Credit Union’s “Home Equity Line of Credit” product, as well as our “Home Equity Fixed Rate” product. We’ll
- [All About Online Banking](https://nhfcu.org/individual/all-about-online-banking-3/) - If you are interested in knowing more about NH Federal Credit Union's online banking, this is the class for you! We will cover the different features as well as give you instructions on how you can see your balances, make transfers, pay bills, set yourself up for E-statements and so much more!
- [Getting to Know NH FCU Mobile Banking App](https://nhfcu.org/individual/getting-to-know-nh-fcu-mobile-banking-app/) - In this 30-minute webinar, we will take you through many of the exciting features of our Mobile Banking App! Learn how to reset your password, pay bills, make transfers, turn your debit card off/on, use Remote Deposit Capture and more!
- [Home Buying 101](https://nhfcu.org/individual/home-buying-101-3/) - Thinking about buying a home? Join us for this class to review the pros and cons of homeownership, better understand the mortgage process and discuss the long- term costs and considerations when shopping for your home and home loan.
- [I Want to Buy a House Some Day, What Can I Do to Get Ready Now?](https://nhfcu.org/individual/i-want-to-buy-a-house-some-day-what-can-i-do-to-get-ready-now-3/) - Buying a home is the American Dream! Maybe you are not ready to buy now, but what can you do to make sure you are ready when the time comes? In this one-hour webinar, we will discuss the major components to getting ready to buy a home.
- [Car Buying](https://nhfcu.org/individual/car-buying-2/) - The auto industry has changed a lot in recent years. Prices are higher as well as interest rates, which are resulting in higher payments. In this class, learn about how to know you are getting a fair deal, tips and tricks to navigate at the dealership, purchasing a car via an online channel and more.
- [Lending Decisions and How They Are Made](https://nhfcu.org/individual/lending-decisions-and-how-they-are-made-2/) - Have you ever applied for a loan and anxiously awaited the decision? Have you ever wondered WHY you don’t get that great rate the dealer advertised when it comes time to sign the dotted line? This educational session provides you a behind-the-scenes look at the mysterious internal processes involved in “decisioning” a loan from the lender’s
- [Avoiding Fraud Webinar 5/27/24](https://nhfcu.org/individual/avoiding-fraud-6/) - Webinar: Concerned about fraud? Not sure if a call or email you just received is legit or not? Join us for this short webinar where we will give you some tips on how to prevent fraud, as well as information on the popular scams we are seeing.
- [Avoiding Fraud Webinar 5/9/24](https://nhfcu.org/individual/avoiding-fraud-5/) - Webinar: Concerned about fraud? Not sure if a call or email you just received is legit or not? Join us for this short webinar where we will give you some tips on how to prevent fraud, as well as information on the popular scams we are seeing.
- [Avoiding Fraud Webinar 4/11/24](https://nhfcu.org/individual/avoiding-fraud-4/) - Webinar: Concerned about fraud? Not sure if a call or email you just received is legit or not? Join us for this short webinar where we will give you some tips on how to prevent fraud, as well as information on the popular scams we are seeing.
- [Avoiding Fraud Webinar: 3/27/24](https://nhfcu.org/individual/avoiding-fraud-3/) - Webinar: Concerned about fraud? Not sure if a call or email you just received is legit or not? Join us for this short webinar where we will give you some tips on how to prevent fraud, as well as information on the popular scams we are seeing.
- [Avoiding Fraud Webinar 3/5/24](https://nhfcu.org/individual/avoiding-fraud-2/) - Webinar: Concerned about fraud? Not sure if a call or email you just received is legit or not? Join us for this short webinar where we will give you some tips on how to prevent fraud, as well as information on the popular scams we are seeing.
- [All About Online Banking 3/6/24](https://nhfcu.org/individual/all-about-online-banking-2/) - Webinar: Get to know all about NHFCU's online banking and mobile app!
- [Car Buying](https://nhfcu.org/individual/car-buying/) - The world has changed since COVID and the auto industry has as well. In this class, learn about how to know you are getting a fair deal, tips and tricks to navigate at the dealership, purchasing a car via an online channel and more.
- [Transfer Credit Card Balances to NHFCU Credit Card](https://nhfcu.org/individual/transfer-credit-card-balances-to-nhfcu-credit-card/) - If you have been wondering if a credit card balance transfer is right for you, this is your webinar. In this class we discuss why balance transfers are helpful, offer a calculator to see if you will save, and then show you how easy it is to apply and complete a balance transfer online. In
- [How to Pay Down Debt](https://nhfcu.org/individual/how-to-pay-down-debt-2/) - Stop letting your debt run your life, take a stand! In conjunction with using your budget we are going to show you the two top ways to pay down debt. Do you prefer the Debt Snowball or the Debt Avalanche method? Not sure what the difference is, well in this class we will discuss the
- [New Year’s Resolutions for Finances](https://nhfcu.org/individual/new-years-resolutions-for-finances-2/) - The New Year is fast approaching and there’s no better time to take a NEW look and NEW attitude toward handling your money. Join us for this class where we will set some new goals and talk about how to make positive changes for the year ahead - whether it’s paying off debt, building savings,
- [Home Buying 101](https://nhfcu.org/individual/home-buying-101-2/) - Thinking about buying a home? Join us for this class to review the pros and cons of homeownership, better understand the mortgage process and discuss the long- term costs and considerations when shopping for your home and home loan.
- [I Want to Buy a House Some Day! What Can I do to Get Ready Now?](https://nhfcu.org/individual/i-want-to-buy-a-house-some-day-what-can-i-do-to-get-ready-now-2/) - Buying a home is the American Dream! Maybe you are not ready to buy now, but what can you do to make sure you are ready when the time comes? In this one-hour webinar, we will discuss the major components to getting ready to buy a home.
- [Overcoming Overspending](https://nhfcu.org/individual/overcoming-overspending-3/) - Have you ever said to yourself “I make decent money, but I don’t know where it all goes”? If so, then this is the class for you! We will talk about how to figure out where you are overspending and then some tips and tricks to help you stay on track.
- [How to Build a Budget](https://nhfcu.org/individual/how-to-build-a-budget-2/) - What do you think of when you hear the word budget? Time consuming? Restrictions? No more fun? Not the case, a budget helps you live how you want to live because you tell your money what to do! In this class we will dive into the basics of building your Zero-Based Budget (ZBB) and allocated
- [Getting Out of the Paycheck to Paycheck Lifestyle](https://nhfcu.org/individual/getting-out-of-the-paycheck-to-paycheck-lifestyle/) - Not sure where all of your money goes? Tired of working hard and not having anything to show for it? Sick of being behind on bills and accumulating debt? This is the class for you!
- [Overcoming Overspending](https://nhfcu.org/individual/overcoming-overspending-2/) - Have you ever said to yourself “I make decent money, but I don’t know where it all goes?" If so, then this is the class for you! We will talk about how to figure out where you are overspending and then some tips and tricks to help you stay on track.
- [Transfer Credit Card Balances to NHFCU Card](https://nhfcu.org/individual/transfer-credit-card-balances-to-nhfcu-card/) - If you have been wondering if a credit card balance transfer is right for you, this is your webinar. In this class we discuss why balance transfers are helpful, offer a calculator to see if you will save, and then show you how easy it is to apply and complete a balance transfer online.
- [New Year's Resolutions for Finances](https://nhfcu.org/individual/new-years-resolutions-for-finances/) - The New Year is fast approaching and there’s no better time to take a NEW look and NEW attitude toward handling your money. Join us for this class where we will set some new goals and talk about how to make positive changes for the year ahead - whether it’s paying off debt, building savings,
- [All About Online Banking](https://nhfcu.org/individual/all-about-online-banking/) - Join us for all about online banking. We discuss the general pros and cons of this technology, how it has changed the banking industry, and how you can feel confident using such a tool. We will also show a live demonstration of our website while using online banking. Can't wait to see you there.
- [Holiday shopping on a Budget](https://nhfcu.org/individual/holiday-shopping-on-a-budget/) - ‘Tis the season to spend less and save more! Give yourself the gift of saving money this holiday season. Trim down your expenditures by making a list … and checking it twice! Drive your sleigh around marketing gimmicks and stick to your budget. Join us for this webinar to give yourself peace of mind this
- [Taking Advantage of the Equity in Your Home](https://nhfcu.org/individual/taking-advantage-of-the-equity-in-your-home/) - One perk that comes with high housing costs is that homeowners may have more equity in their home now than ever before. What does that mean and how can you use it to your advantage? Join us for this one-hour webinar where we’ll discuss using the equity in your home to your advantage!
- [Different Types of Equity Loans and How They Work](https://nhfcu.org/individual/different-types-of-equity-loans-and-how-they-work/) - If you are looking for more information about how home equities loans work and the different types, this is the class for you! In this one hour webinar, we will discuss the features and benefits of NH Federal Credit Union’s “Home Equity Line of Credit” product, as well as our “Home Equity Fixed Rate” product.
- [Dave Ramsey's 7 Baby Steps to Financial Freedom](https://nhfcu.org/individual/dave-ramseys-7-baby-steps-to-financial-freedom/) - Have you wanted to get your financial house in order but didn’t know where to start. Dave’s steps will help you create that plan. These steps are part of Dave’s book “Total Money Makeover” and the base of his course Financial Peace University. Join us for this webinar in which we will explain the steps
- [How to Build/Rebuild Your Credit](https://nhfcu.org/individual/how-to-build-rebuild-your-credit/) - Are you just starting out and don’t have a credit score but not sure what’s the best way to start? Or have you had some difficulties with your credit score dropping so low that you need help repairing it? Join this webinar to help you understand credit, how it is used, how to identify areas
- [Help! I Have Too Much Credit Card Debt](https://nhfcu.org/individual/help-i-have-too-much-credit-card-debt-2/) - Overwhelmed by balances that don’t seem to go down? Sick of having to put purchases on a credit card because you just don’t have the money in your checking account? Tired of high interest rates and costly late and over limit fees? Join us for this one-hour webinar where we will discuss the credit card
- [Credit Score Dos & Don’ts](https://nhfcu.org/individual/credit-score-dos-donts/) - In this one-hour webinar, learn what makes up your credit score and the different “credit myths” that are out there. We will discuss how to find out what is on your bureaus, how to improve your credit and ways that your score will go down. Looking to purchase a car or a home in the
- [Buying First Car and Renting First Apartment](https://nhfcu.org/individual/buying-first-car-and-renting-first-apartment/) - A great class for teenagers and young adults first starting out! In this webinar, we will discuss the different ways to purchase a vehicle, provide information on how to make sure you are getting a fair deal and how buying or leasing at the dealership works. We will also discuss the expenses involved and other
- [Banking Basics](https://nhfcu.org/individual/banking-basics/) - A great class for teenagers or young adults starting out! This webinar was developed because the majority of high school students do not get any financial education when they are in school. We will go into the basics of how a checking account and debit card work, all the different ways that you can pay
- [How Much Things Cost in 2023](https://nhfcu.org/individual/how-much-things-cost-in-2023/) - A great class for teenagers or young adults first starting out! In this webinar, we will examine different areas that affect us all - the prices of housing, cars, food etc. in 2023.
- [Financial Aid 101](https://nhfcu.org/individual/financial-aid-101/) - This presentation helps families navigate through the federal financial aid process (FAFSA), explores what type of additional aid is available, reviews scholarship searches, and highlights the importance of meeting deadlines. Attendees will receive a digital copy of NHHEAF’s Financial Aid Insider.
- [Basics of Savings and Credit](https://nhfcu.org/individual/basics-of-savings-and-credit/) - A great class for young adults that are just starting out. We will provide you with a basic overview of how and why it is important to save, the importance of understanding and building credit, and lastly, why is it so important to start now rather than later.
- [Getting Your Credit Score Home Buying Worthy!](https://nhfcu.org/individual/getting-your-credit-score-home-buying-worthy/) - A major reason why some people think they will never be able to buy a home is due to their credit score. Raising your credit score is like losing weight – if you do the right things, your score will improve! You are not stuck with a bad score forever if you make some changes.
- [Different Types of Mortgage Options](https://nhfcu.org/individual/different-types-of-mortgage-options/) - Traditional mortgage products are great, but there are a lot of different options out there. Maybe you are hoping to build, are a first-time home buyer or a veteran. Join us for this one-hour webinar where we’ll talk about the different options that you could have and why you may want to consider them.
- [I want to Buy a House Some Day! What Can I do to get ready now?](https://nhfcu.org/individual/i-want-to-buy-a-house-some-day-what-can-i-do-to-get-ready-now/) - Buying a home is the American Dream! Maybe you are not ready to buy now, but what can you do to make sure you are ready when the time comes? In this one-hour webinar, we will discuss the major components of getting ready to buy a home.
- [Home Buying 101](https://nhfcu.org/individual/home-buying-101/) - Thinking about buying a home? Join us for this class to review the pros and cons of homeownership, better understand the mortgage process and discuss the long-term costs and considerations when shopping for your home and home loan.
- [Home Buying in the Current Market](https://nhfcu.org/individual/home-buying-in-the-current-market/) - Curious to know what is going on in the market today? Join us for this one-hour webinar where we’ll have some local real estate agents with us to tell you what they are seeing out there!
- [Lending Decisions and How They Are Made](https://nhfcu.org/individual/lending-decisions-and-how-they-are-made/) - Have you ever applied for a loan and anxiously awaited the decision? Have you ever wondered WHY you don’t get that great rate the dealer advertised when it comes time to sign the dotted line? This educational session provides you with a behind-the-scenes look at the mysterious internal processes involved in “decisioning” a loan from
- [Can I Refinance My Car?](https://nhfcu.org/individual/can-i-refinance-my-car-2/) - Most people know that they can refinance homes – but they don’t know, or don’t realize, they can refinance their vehicle under the right circumstances. Join us for our 1-hour webinar where we discuss why someone would want to refinance, how to go through that process, and some alternatives.
- [Car Buying in 2023](https://nhfcu.org/individual/car-buying-in-2023-2/) - The world has changed since COVID and the auto industry has as well. In this class, learn about how to know you are getting a fair deal, tips and tricks to navigate at the dealership, purchasing a car via an online channel and more.
- [How to Pay Down Debt](https://nhfcu.org/individual/how-to-pay-down-debt/) - Stop letting your debt run your life, take a stand! In conjunction with using your budget, we are going to show you the two top ways to pay down debt. Do you prefer the Debt Snowball or the Debt Avalanche method? Not sure what the difference is? In this webinar, we will discuss those differences.
- [How to Build a Budget](https://nhfcu.org/individual/how-to-build-a-budget/) - What do you think of when you hear the word budget? Time consuming? Restrictions? No more fun? Not the case, a budget helps you live how you want to live because you tell your money what to do! In this class we will dive into the basics of building your Zero-Based Budget (ZBB) and allocated
- [Overcoming Overspending](https://nhfcu.org/individual/overcoming-overspending/) - Have you ever said to yourself “I make decent money, but I don’t know where it all goes?” If so, then this is the class for you! We will talk about how to figure out where you are overspending and then some tips and tricks to help you stay on track.
- [Building a Budget When You Are Self Employed](https://nhfcu.org/individual/building-a-budget-when-you-are-self-employed/) - Creating a budget and savings plan can be challenging under the best of circumstances. When you are self-employed and don’t have a steady paycheck, it is even more important to have your finances in order and plan ahead. Join us for this one-hour webinar where you will hear about some tips and tricks to get
- [Managing Your Money When You are Self Employed](https://nhfcu.org/individual/managing-your-money-when-you-are-self-employed/) - When you get a paycheck every two weeks, it is easy enough to figure out when each bill should get paid, when you should make the big grocery store trip for the month etc. When you are self-employed, your pay may be irregular and a check you get may need to last you for a
- [Saving for Retirement When You are Self Employed](https://nhfcu.org/individual/saving-for-retirement-when-you-are-self-employed/) - There are a lot of different ways to save for retirement. Many people contribute to their 401K at work, but self-employed individuals do not have that as an option. Join us for this one-hour webinar where we will discuss how to get an idea of what you’ll need to save for retirement, as well as
- [Get Out of Paycheck-to-Paycheck Lifestyle](https://nhfcu.org/individual/get-out-of-paycheck-to-paycheck-lifestyle/) - The key to getting on track with your finances lies in your ability to STOP living in “paycheck-to-paycheck” mode. 70% of Americans live this way, but there is a way out. Join us for some lessons in how to take the necessary steps to build a brighter future by getting your finances and spending plan
- [Help! I Can't Stop Using My Credit Card!](https://nhfcu.org/individual/help-i-cant-stop-using-my-credit-card/) - Using a credit card seems like such an easy solution when you have something you need to buy and don't have the money for it. They are relatively easy to get, and many times the minimum payment that is due each month is affordable. But as time goes on, people start to realize that not
- [How Much of a Mortgage Can I Really Afford?](https://nhfcu.org/individual/how-much-of-a-mortgage-can-i-really-afford/) - How much you are pre-approved for and what you can afford for a monthly mortgage payment can be two different amounts entirely. How does your financial institution come up with how much they will lend to you? How do you figure out how much of a monthly payment works well for you and your family?
- [Dave Ramsey’s Total Money Makeover](https://nhfcu.org/individual/dave-ramseys-total-money-makeover/) - You may have heard of Dave Ramsey or seen one of his videos online. Dave’s goal is to help people get out of debt and stay there, and his best-selling book “Total Money Makeover” has a lot of great advice! Join us for this one-hour webinar where we will review the book and discuss several
- [Create Lasting Change Parts 1 & 2 Featuring Penelope Perri](https://nhfcu.org/individual/create-lasting-change-pt-1-featuring-penelope-perri/) - Did you make a resolution for 2023? If so, this class is for you. So often our New Year's resolutions are like whirlwind romances. We initially experience the high of infatuation with our goals, only to crash and burn when things flame out quickly. For lasting change, we need a different kind of relationship with
- [How to Select a Real Estate Agent & What They Do](https://nhfcu.org/individual/how-to-select-a-real-estate-agent-what-they-do/) - Whether you are looking to buy a house, sell your current one or both, many individuals will be involved in the process. Perhaps the most valuable of all is the real estate agent! How do you go about finding one? How much do they cost and who pays for it? When the market is good,
- [First Time Homebuyers](https://nhfcu.org/individual/first-time-homebuyers/) - Buying a home is one of the biggest and most exciting decisions that you will make in your life. It can also be one of the most confusing! How do you know how much you can afford? How much money do you need for a down payment? Is your credit good enough? Do you owe
- [One Stop Shopping – Getting Your NH Federal Credit Union Car Loan Directly From the Dealership](https://nhfcu.org/individual/one-stop-shopping-getting-your-nh-federal-credit-union-car-loan-directly-from-the-dealership/) - Ever wonder how your friend decided to buy a new car, went to the dealership and then had it in their driveway hours later? In this one hour webinar, we will discuss what indirect lending is, how it works and all the advantages that it has.
- [Car Buying 101](https://nhfcu.org/individual/car-buying-101/) - Before you hit the dealership, gain beneficial insights into what happens at the dealership. You will leave better prepared to negotiate with confidence.
- [Help! I Have Too Much Credit Card Debt](https://nhfcu.org/individual/help-i-have-too-much-credit-card-debt/) - Using a credit card seems like such an easy solution when you have something you need to buy and don't have the money for it. They are relatively easy to get, and many times the minimum payment that is due each month is affordable. But as time goes on, people start to realize that
- [Avoiding Fraud - In Person](https://nhfcu.org/individual/avoiding-fraud-in-person/) - Scammers are becoming more and more sophisticated every day, putting you at a substantial risk. Learn the warning signs of fraud, the latest "scams" out there and how to protect yourself.
- [I Have Holiday Debt, Now What Do I Do?](https://nhfcu.org/individual/i-have-holiday-debt-now-what-do-i-do/) - According to a recent survey from "Money Geek", in 2021 more than 65% of Americans put their holiday spending on credit cards. Worse yet, by mid-year 2022, 40% of individuals were still working on paying off their holiday debt. Join us for this one-hour webinar where we will talk about options that you may
- [The Magic of Purpose Driven Savings Accounts](https://nhfcu.org/individual/the-magic-of-purpose-driven-savings-accounts/) - Saving money is always a great idea! Many of us save money for a variety of reasons - to have for emergencies, to go on vacation, holidays, car repairs , or even just to buy things we want without feeling guilty about it! Many people find that they achieve their goal when they develop a
- [Preparing to Buy a Home in 2023](https://nhfcu.org/individual/preparing-to-buy-a-home-in-2023/) - There are so many questions to consider when contemplating buying a home. Is now the right time? Do we have enough money saved up? Will rising interest rates have a big effect on what my payment would be? What does my credit score need to look like in order to be approved? Join us for

## Rates

- [Recreational Vehicle Loans](https://nhfcu.org/rate/recreational-vehicles/) - #post_excerptRecreational Vehicle Loans such as snowmobiles, motorcycles, boats, campers & more.
- [Home Equity Loans](https://nhfcu.org/rate/home-equity/) - #post_excerptHome equity loans that works for you. Whether that’s establishing a credit line you can access any time or borrowing a lump sum of money
- [Certificates, IRA Certificates, Savings & Money Market](https://nhfcu.org/rate/certificates-ira-certificates-savings-money-market/) - Certificates, IRA Certificates, Savings & Money Market Accounts. You’ll find lower minimum balance requirements and some of the best rates in NH.
- [Personal Loans](https://nhfcu.org/rate/personal-loans/) - Choose from a variety of personal loan offerings and get on the right track to meeting your financial goals.
- [Visa Credit Card](https://nhfcu.org/rate/visa-credit-cards/) - NHFCU Visa Credit Card - We offer a stable, fixed rate - just 12.9% APR*
- [New and Used Auto Loans](https://nhfcu.org/rate/new-used-autos/) - We finance new and used cars, trucks, and SUV’s with some of the best rates around and no gimmicks. We finance new and used cars, trucks, and SUV’s with some of the best rates on loans around and no gimmicks.
- [Mortgages](https://nhfcu.org/rate/mortgages/) - NHFCU offers you COMPLETE resources for home buying and refinancing, including a wide array of home financing options and programs. Plus, you’ll get guidance through the financing process so you can make the right choice for YOU when looking to purchase or refinance a home.

## Videos

- [Different Types of Equity Loans and How They Work](https://nhfcu.org/videos/different-types-of-equity-loans-and-how-they-work/) - If you are looking for more information about how home equity loans work and the different types, this is the class for you! In this one-hour webinar, we will discuss the features and benefits of NH Federal Credit Union’s “Home Equity Line of Credit” product, as well as our “Home Equity Fixed Rate” product. We’ll
- [Home Buying 101](https://nhfcu.org/videos/home-buying-101/) - Buying a home is a huge investment, both financially and emotionally. Join us for this course to review the pros and cons of homeownership, better understand the mortgage process and discuss the long- term costs and considerations when shopping for your home and home loan. **Pre-recorded. Any rates that may appear in this video have
- [Applying for a Loan Online](https://nhfcu.org/videos/applying-for-a-loan-online/) - If you are interested in finding out more information on any of our loan products or applying, this video is for you! **Pre-recorded. Any rates that may appear in this video have expired*. Please visit our website for the most up-to-date rates https://nhfcu.org/rates/
- [Buying Your First Car and Renting Your First Apartment](https://nhfcu.org/videos/buying-your-first-car-and-renting-your-first-apartment/) - A great class for teenagers and young adults first starting out! In this webinar, we will discuss the different ways to purchase a vehicle, provide information on how to make sure you are getting a fair deal and how buying or leasing at the dealership works. We will also discuss the expenses involved and other A great class for teenagers and young adults first starting out! In this webinar, we will discuss the different ways to purchase a vehicle, provide information on how to make sure you are getting a fair deal and how buying or leasing at the dealership works. We will also discuss the expenses involved and other things you will need to know when getting ready to rent your first apartment.
- [Car Buying 101](https://nhfcu.org/videos/car-buying-101/) - The auto industry has changed a lot in recent years. Prices are higher as well as interest rates, which are resulting in higher payments. In this class, learn about how to know you are getting a fair deal, tips and tricks to navigate at the dealership, purchasing a car via an online channel and more.
- [I Want to Buy a House Someday! What Can I Do to Get Ready Now?](https://nhfcu.org/videos/i-want-to-buy-a-house-someday-what-can-i-do-to-get-ready-now/) - Buying a home is the American Dream! Maybe you are not ready to buy now, but what can you do to make sure you are ready when the time comes? In this one-hour webinar, we will discuss the major components to getting ready to buy a home. **Pre-recorded. Any rates that may appear in this Buying a home is the American Dream! Maybe you are not ready to buy now, but what can you do to make sure you are ready when the time comes? In this one-hour webinar, we will discuss the major components to getting ready to buy a home.
- [Avoiding Fraud](https://nhfcu.org/videos/avoiding-fraud/) - Concerned about fraud? Not sure if a call or email you just received is legit or not? Join us for this short webinar where we will give you some tips on how to prevent fraud, as well as information on the popular scams we are seeing. *Rates in this video have expired.* Please visit our
- [Overcoming Overspending](https://nhfcu.org/videos/overcoming-overspending/) - Have you ever said to yourself “I make decent money, but I don’t know where it all goes?" If so, then this is the class for you! We will talk about how to figure out where you are overspending and then some tips and tricks to help you stay on track.
- [Dave Ramsey's 7 Baby Steps to Financial Freedom](https://nhfcu.org/videos/dave-ramseys-7-baby-steps-to-financial-freedom/) - At one time in his life, Dave Ramsey was drowning in debt. Now he teaches people all over the world how to get out of debt and stay there for good. Join us for this half hour webinar where we discuss the man himself, as well as his 7 Baby Steps and Debt Snowball. “*Rates
- [How to Pay Down Debt](https://nhfcu.org/videos/how-to-pay-down-debt/) - Stop letting your debt run your life. Take a stand! In conjunction with using your budget, we are going to show you the top two ways to pay down debt. Do you prefer the Debt Snowball or the Debt Avalanche method? Not sure what the difference is? Well, in this class we will discuss the
- [Getting Your Credit Score Home Buying Worthy](https://nhfcu.org/videos/getting-your-credit-score-home-buying-worthy/) - A major reason why some people think they will never be able to buy a home is due to their credit score. Raising your credit score is like losing weight – if you do the right things, your score will improve! You are not stuck with a bad score forever if you make some changes. Join us for this one-hour webinar where we will discuss all this and more /A major reason why some people think they will never be able to buy a home is due to their credit score. Raising your credit score is like losing weight – if you do the right things, your score will improve! You are not stuck with a bad score forever if you make some changes. 
- [Dave Ramsey’s Baby Steps and Debt Snowball](https://nhfcu.org/videos/dave-ramseys-baby-steps-and-debt-snowball/) - At one time in his life, Dave Ramsey was drowning in debt. Now he teaches people all over the world how to get out of debt and stay there for good. Join us for this half hour webinar where we discuss the man himself, as well as his 7 Baby Steps and Debt Snowball.
- [Retail Therapy and Mom guilt are Real!](https://nhfcu.org/videos/retail-therapy-and-mom-guilt-are-real/) - You know the phrase " When the going gets tough, the tough go shopping"? While men do this as well, a recent study from Ebates.com shows that 64% of women admit to engaging in "retail therapy" to improve their mood. And then there's that good old "Mom Guilt"! We feel guilty spending money on ourselves.
- [Holiday Shopping on a Budget](https://nhfcu.org/videos/holiday-shopping-on-a-budget/) - ‘Tis the season to spend less and save more! Give yourself the gift of saving money this holiday season. Trim down your expenditures by making a list … and checking it twice! Drive your sleigh around marketing gimmicks and stick to your budget. Join us for this webinar to give yourself peace of mind this
- [Stress with Finances? What’s the Real Toll?](https://nhfcu.org/videos/stress-with-finances-whats-the-real-toll/) - Are you stressed by finances? Did you know that financial stress can affect you in multiple ways and affect your everyday life in more ways than you could ever imagine. See the real effect of financial stress and how you can start to ease it. Are you stressed by finances? Did you know that financial stress can affect you in multiple ways and affect your everyday life in more ways than you could ever imagine. See the real effect of financial stress and how you can start to ease it.
- [Expense Savings Accounts and How They are Used](https://nhfcu.org/videos/expense-savings-accounts-and-how-they-are-used/) - Saving money is always a great idea! Many of us save money for a variety of reasons - to have for emergencies, to go on vacation, holidays, car repairs, or even just to buy things we want without feeling guilty about it! Many people find that they achieve their goal when they develop a plan Saving money is always a great idea! Many of us save money for a variety of reasons - to have for emergencies, to go on vacation, holidays, car repairs, or even just to buy things we want without feeling guilty about it!
- [Basics of Savings and Credit](https://nhfcu.org/videos/basics-of-savings-and-credit/) - A great class for young adults that are just starting out. We will provide you with a basic overview of how and why it is important to save, the importance of understanding and building credit, and lastly, why is it so important to start now rather than later. A great class for young adults that are just starting out. We will provide you with a basic overview of how and why it is important to save, the importance of understanding and building credit, and lastly, why is it so important to start now rather than later.
- [Getting out of the Paycheck-to-Paycheck Lifestyle](https://nhfcu.org/videos/getting-out-of-the-paycheck-to-paycheck-lifestyle/) - Not sure where all of your money goes? Tired of working hard and not having anything to show for it? Sick of being behind on bills and accumulating debt? This is the class for you!“*Rates in this video have expired.* Please visit our website for the most up-to-date rates at nhfcu.org/rates
- [Credit Score Dos and Don’ts](https://nhfcu.org/videos/credit-score-dos-and-donts/) - In this one-hour webinar, learn what makes up your credit score and the different “credit myths” that are out there. We will discuss how to find out what is on your bureaus, how to improve your credit and things that impact your score. Looking to purchase a car or a home in the future and
- [How to Vacation on a Budget](https://nhfcu.org/videos/how-to-vacation-on-a-budget/) - Does wanderlust have you wondering how you can take a vacation while staying within your budget? Going on vacation does not have to break the bank. Join us to learn how to plan an affordable and memorable vacation without overspending! Does wanderlust have you wondering how you can take a vacation while staying within your budget? Going on vacation does not have to break the bank. Join us to learn how to plan an affordable and memorable vacation without overspending!
- [How to Build a Budget](https://nhfcu.org/videos/how-to-build-a-budget/) - What do you think of when you hear the word budget? Time consuming? Restrictions? No more fun? Not the case, a budget helps you live how you want to live because you tell your money what to do! In this class we will dive into the basics of building your Zero-Based Budget (ZBB) and allocated
- [Types of Mortgages](https://nhfcu.org/videos/types-of-mortgages/) - Traditional mortgage products are great, but there are a lot of different options out there. Maybe you are hoping to build, are a first-time home buyer or a veteran. Join us for this one-hour webinar where we’ll talk about the different options that you could have and why you may want to consider them. **Pre-recorded. Traditional mortgage products are great, but there are a lot of different options out there. Maybe you are hoping to build, are a first-time home buyer or a veteran. Join us for this one-hour webinar where we’ll talk about the different options that you could have and why you may want to consider them.
- [Setting Up <em>e-statements</em>](https://nhfcu.org/videos/e-statements/) - DID YOU KNOW? e-statements are safer than paper statements? HOW IS THAT POSSIBLE? We don’t e-mail you a statement, we e-mail you a notification that it is ready to be viewed, and it is only available via your e-branch account. Follow these quick, simple steps to set up e-statements so that you will be able
- [How to Sign up for <em>e-branch</em>](https://nhfcu.org/videos/sign-up-for-e-branch/) - Follow these quick and easy steps to set yourself up for FREE online banking! With e-branch you will now be able to see your account balances, transfer funds, make loan payments, pay bills online out of your checking account and more.
- [Setting Up Alerts in Online Banking](https://nhfcu.org/videos/setting-up-alerts-in-online-banking/) - If you set up online banking alerts you will receive text messages or emails alerting you of transactions made on your account. We have many options to choose from such as "balance reminder,” "courtesy pay occurred,” "account balance over/under a certain amount," etc. With alerts you will have a better chance of catching and stopping
- [Turning Cards Off and On Using Mobile App](https://nhfcu.org/videos/turning-cards-off-and-on-using-mobile-app/) - If you have lost your debit card or think it was stolen or compromised, you can turn it off in our NHFCU mobile app. Once you have found the card you can turn it back on the app as well. This is a great way to stop or prevent fraudulent charges on your account.
- [Getting to know the NHFCU Mobile Banking App](https://nhfcu.org/videos/getting-to-know-the-nhfcu-mobile-banking-app/) - In this 30-minute webinar, we will take you through many of the exciting features of our Mobile Banking App! Learn how to reset your password, pay bills, make transfers, turn your debit card off/on, use Remote Deposit Capture and more!
- [Paying Your New Auto Loan Using Your Current Bank or Credit Union's Online Bill Pay](https://nhfcu.org/videos/paying-your-new-auto-loan-external-source/) - Follow these quick simple steps to use the online bill pay feature at your current bank or credit union to pay your NH Federal Credit Union Auto Loan.

## Categories

- [News](https://nhfcu.org/category/news/)

## Stats Types

- [view](https://nhfcu.org/wpa-stats-type/view/)
- [Chrome](https://nhfcu.org/wpa-stats-type/chrome/)
- [Windows](https://nhfcu.org/wpa-stats-type/windows/)
- [Android](https://nhfcu.org/wpa-stats-type/android/)
- [Safari](https://nhfcu.org/wpa-stats-type/safari/)
- [iPhone](https://nhfcu.org/wpa-stats-type/iphone/)
- [Macintosh](https://nhfcu.org/wpa-stats-type/macintosh/)
- [Firefox](https://nhfcu.org/wpa-stats-type/firefox/)
- [Linux](https://nhfcu.org/wpa-stats-type/linux/)
- [Samsung Browser](https://nhfcu.org/wpa-stats-type/samsung-browser/)
- [unknown](https://nhfcu.org/wpa-stats-type/unknown/)
- [Android Browser](https://nhfcu.org/wpa-stats-type/android-browser/)
- [Amazon Silk](https://nhfcu.org/wpa-stats-type/amazon-silk/)
- [Fire OS](https://nhfcu.org/wpa-stats-type/fire-os/)
- [iPad](https://nhfcu.org/wpa-stats-type/ipad/)

## Video types

- [mobile app](https://nhfcu.org/video_type/mobile-app/)
- [Center for Finance & Education](https://nhfcu.org/video_type/center-for-finance-education/)
- [budget](https://nhfcu.org/video_type/budget/)
- [debt](https://nhfcu.org/video_type/debt/)
- [home buying](https://nhfcu.org/video_type/home-buying/)
- [heloc](https://nhfcu.org/video_type/heloc/)
- [home equity loan](https://nhfcu.org/video_type/home-equity-loan/)
- [applying](https://nhfcu.org/video_type/applying/)
- [loan](https://nhfcu.org/video_type/loan/)
- [car buying](https://nhfcu.org/video_type/car-buying/)
- [credit score](https://nhfcu.org/video_type/credit-score/)
- [fraud](https://nhfcu.org/video_type/fraud/)