NHFCU Logo
NHFCU eBranch e-branch Tips, Tricks & our Mobile App
Rates | Apply Now | News | Calculators | Fraud & Security
Home Services Mortgage Centers for Finance & Education Your Money 24/7 Join NHFCU Contact Us/Hours/Locations
Rates
Mortgages - Jumbo rates are as low as regular rates!
Energy Efficiency & Assistance Loans
First Step Loan - Down Payment/Credit Builder
Personal Loans
Home Equity - No Upfront Costs!
New & Used Autos
Recreational Vehicles
Certificates, IRA Certificates, Savings & Money Market
Visa Credit Cards
TELL A FRIEND
PRINT THIS PAGE

Rates


Home Equity - No Upfront Costs!

  • No upfront costs to apply
  • Lender Credit of $220 at closing**
  • Save up to another $450 MORE! if you financed within the last 18 months w/NHFCU and we use your existing appraisal.
NH Federal Credit Union is an Equal Housing Lender. Contact us for more available rates and terms today at 603-224-7731 ext. 506 or email us at mortgage@nhfcu.org

Fixed Home Equity: when your mortgage is with us

Rates effective July 1, 2021
  Account Type  Rate  APR  Maximum Term  Minimum Balance  Monthly Payment  Total Finance Charge  Total Payments
Fixed Rate As Low As3.250%3.434%*120 months$25,000$244.30$4,315.62$29,315.62Calculator 

return to top Return to top


Fixed Home Equity: when your mortgage is elsewhere

Rates effective July 1, 2021
  Account Type  Rate  APR  Maximum Term  Minimum Balance  Monthly Payment  Total Finance Charge  Total Payments
Fixed rate as low as3.850%4.036%*120 months$25,000$251.33$5,160.28$30,160.28Calculator 
*Annual Percentage Rate (APR) includes charges to process your loan. Other rates and terms may be available. Rates are subject to change without notice.  Minimum amount is $25,000. Maximum loan amount is based on 75% CLTV (combined loan-to-value) if your mortgage is with NHFCU or if first lien position, or 70% CLTV (combined loan-to-value) if NHFCU does not hold your 1st mortgage.
**A lender credit of $220 will be given toward costs at the time your Fixed Home Equity Loan closes. Early termination fee applies if loan is paid-in-full within 36 months, not to exceed the credit given at time of origination. Inquire within on use of existing appraisal, restrictions apply. Property insurance is required. Flood insurance is required if property is located in a flood zone.  All loans are subject to credit requirements. NHFCU may lend to members only
return to top Return to top


Sign Up to Receive Emails from New Hampshire Federal Credit Union:    
NMLS#: 440568
Routing#: 211489083
©2020 New Hampshire Federal
Credit Union. All rights reserved.
70 Airport Road
Concord NH 03301
(603) 224-7731
(800) 639-4039
47 N. Main Street
Concord, NH 03301
(603) 224-7731
(800) 639-4039
71 Calef Highway
Lee, NH 03861
(603) 224-7731
(800) 639-4039
Site Map | Careers | Privacy Policy | Publications | Disclosures | Contact Us/Hours/Locations
Some documents on this website are in PDF format and may requre a PDF reader, you can download Adobe Reader here. For additional accessibility you can also download assistive technology plugins and software here. More about website accessibility. After Hours Report Lost/Stolen VISA Credit Cards: In U.S. 1-855-445-1231 Outside U.S. 301-837-8410 (collect)
After Hours Report Lost/StolenVISA Debit Cards: In U.S. (800) 472-3272 Outside U.S. (410) 581-9994 (collect)