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Rates
Home Equity - No Upfront Costs! - No upfront costs to apply
- Lender Credit of $220 at closing**
- Save up to another $450 MORE! if you financed within the last 18 months w/NHFCU and we use your existing appraisal.
NH Federal Credit Union is an Equal Housing Lender. Contact us for more available rates and terms today at 603-224-7731 ext. 506 or email us at mortgage@nhfcu.org
Fixed Home Equity: when your mortgage is with usRates effective April 1, 2021| Account Type | Rate | APR | Maximum Term | Minimum Balance | Monthly Payment | Total Finance Charge | Total Payments | | | | Fixed Rate As Low As | 3.250% | 3.434%* | 120 months | $25,000 | $244.30 | $4,315.62 | $29,315.62 |  | |
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Fixed Home Equity: when your mortgage is elsewhereRates effective April 1, 2021| Account Type | Rate | APR | Maximum Term | Minimum Balance | Monthly Payment | Total Finance Charge | Total Payments | | | | Fixed rate as low as | 3.850% | 4.036%* | 120 months | $25,000 | $251.33 | $5,160.28 | $30,160.28 | | | *Annual Percentage Rate (APR) includes charges to process your loan. Other rates and terms may be available. Rates are subject to change without notice. Minimum amount is $25,000. Maximum loan amount is based on 75% CLTV (combined loan-to-value) if your mortgage is with NHFCU or if first lien position, or 70% CLTV (combined loan-to-value) if NHFCU does not hold your 1st mortgage.
**A lender credit of $220 will be given toward costs at the time your Fixed Home Equity Loan closes. Early termination fee applies if loan is paid-in-full within 36 months, not to exceed the credit given at time of origination. Inquire within on use of existing appraisal, restrictions apply. Property insurance is required. Flood insurance is required if property is located in a flood zone. All loans are subject to credit requirements. NHFCU may lend to members only
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