NHFCU Logo
Rates | Apply Now | News | Calculators | Fraud & Security
Home Services Mortgage Center for Finance & Education Your Money 24/7 Join NHFCU Contact Us
Rates
Limited Time Special on Mortgage Rates
Energy Efficiency & Assistance Loans
Personal/Debt Consolidation
Home Equity Loans
New & Used Autos
Recreational Vehicles
Certificates, IRA Certificates, Savings & Money Market
Visa Credit Cards
TELL A FRIEND
PRINT THIS PAGE

Rates


Limited Time Special on Mortgage Rates



Your Life. Your Home.
  

Retained at NHFCU with no haggle rate

Rates effective April 22, 2019
What you see is what you get.  We keep your mortgage and you get a no haggle rate...this is a limited time offer available when your loan balance is less than 80% of the home's market value!    For more information on rate and other available options, please contact our Mortgage Department at 603-224-7731 ext. 506 or at mortgage@nhfcu.org.    
  Account Type  Rate  Points  APR  Monthly Payment
30 yr Fixed Rate4.250%No Points4.334%*$491.94 per $100,000 Calculator 
20 yr Fixed Rate4.125%No Points4.241%*$612.59 per $100,000Calculator 
15 yr Fixed Rate3.750%No Points3.897%*$727.22 per $100,000Calculator 
10 yr Fixed Rate3.500%No Points3.711%*$988.86 per $100,000Calculator 
Available for ≤ 80% loan to value.  All other credit requirements must be met.  Servicing refers to collection of principal, interest, and escrow payments, if any, as well as handling of other aspects of the mortgage loan. If transfer of rights occurs, you will be given advance notice.  No haggle rate can be locked once application fee is received.  Rate lock is good for 30 days.  After 30 days, the loan will go to the next day's available rate, if product is still available.  All other mortgage loan rates will be locked according to underwriting procedures.
return to top Return to top


Purchases & Refinances - Conventional

Rates effective April 22, 2019
Rates and terms available when your loan balance is greater than 80% of the home's market value. 
  Account Type  Rate  Points  APR  Monthly Payment
30 yr Fixed Rate4.125%No Points4.209%*$484.65 per $100,000 Calculator 
20 yr Fixed Rate4.000%No Points4.115%*$605.98 per $100,000Calculator 
15 yr Fixed Rate3.500%No Points3.646%*$714.88 per $100,000Calculator 
10 yr Fixed Rate3.375%No Points3.586%*$983.01 per $100,000Calculator 

return to top Return to top


Purchases & Refinances - Jumbo Loan

Rates effective April 22, 2019
A loan is considered jumbo if the amount of the mortgage exceeds loan-servicing limits set by Fannie Mae.  Jumbo mortgages are defined by a loan amount greater than $484,350 and are available on primary residences only.  Jumbo mortgage loans fall outside of the typical guidelines that refer to “conforming loans”.  See a representative for more details.
  Account Type  Rate  Points  APR  Loan Amount  Monthly Payment
30 yr Jumbo Fixed Rate4.500%No Points4.585%*$484,350 +$506.69 per $100,000Calculator 
15 yr Jumbo Fixed Rate4.000%No Points4.148%*$484,350 +$739.69 per $100,000Calculator 
*Annual Percentage Rate (APR) is accurate as of the date shown.  No rate is guaranteed.  Rates and terms are subject to change without notice. The actual rate and APR available to you may be different than the rates posted based on your credit history, loan amount, property type, product features, down payment, as well as other criteria. Escrow for Real Estate taxes may be required which would increase your monthly mortgage payment. All mortgages are subject to credit approval. NHFCU may lend to members only.  Maximum conventional loan amount is $484,350.   NHFCU may lend to members only. Visit nhfcu.org/howtojoin or call today to find out if you are eligible for membership.
return to top Return to top


Sign Up to Receive Emails from New Hampshire Federal Credit Union:    
NMLS#: 440568
Routing#: 211489083
©2015 New Hampshire Federal
Credit Union. All rights reserved.
70 Airport Road
Concord NH 03301
(603) 224-7731
(800) 639-4039
47 N. Main Street
Concord, NH 03301
(603) 224-7731
(800) 639-4039
71 Calef Highway
Lee, NH
(603) 224-7731
Site Map | Careers | Privacy Policy | Publications | Disclosures | Contact Us
Some documents on this website are in PDF format and may requre a PDF reader, you can download Adobe Reader here. For additional accessibility you can also download assistive technology plugins and software here. More about website accessibility. After Hours Report Lost/Stolen VISA Credit Cards: In U.S. (800) 991-4961 Outside U.S. (410) 581-3836 (collect)
After Hours Report Lost/StolenVISA Debit Cards: In U.S. (800) 472-3272 Outside U.S. (410) 581-9994 (collect)