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RatesAuto LoansYou're Driving. You'll drive a better deal with NHFCU by your side. We finance new and used cars, trucks, and SUVs with some of the best rates around and no gimmicks. If you already have an auto loan through another lender, but our rate looks better, save money by refinancing with us.
NADAGuides for New Car, Used Car and Classic Car.
Late-Model AutosRates effective May 3, 2010
NADAGuides for New Car and Classic Car.
| Account Type | APR | Maximum Term | Maximum Loan Amount | Monthly Payment | | | | 2005 - 2010 | 2.99%* | up to 60 months | see notes below | $18.31 per $1,000 |
|  |  | | | Current Model Year & Newer | 7.25%* | up to 72 months | see notes below | $17.17 per $1,000 | | | *Annual Percentage Rate (APR) available with automatic payment. NH Federal Credit Union may lend to members only. All loans are subject to credit requirements. Rates and terms are subject to change without notice. Rates not available for vehicles already financed through NH Federal Credit Union. Maximum loan amount is determined by 80% MSRP invoice less $3,000 for new or 100% NADA trade for used. The age, mileage, and condition will affect the terms of the loan. Maximum miles on a vehicle is 80k. To finance a new vehicle for 61-72 months, the residual value at 36 months must be 45% or higher according to the American Leasing Guide. Due to extraordinary circumstances in the auto industry, we will be placing more stringent underwriting to those members who are purchasing vehicles that have been discontinued. The amount financed will be up to 80% of the discounted purchase price.
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Used AutosRates effective May 3, 2010
NADAGuides for Used Car.
| Account Type | APR | Maximum Term | Maximum Loan Amount | Monthly Payment | | | | 2007-2005 | 2.99%* | up to 60 months | 100% NADA Trade or invoice less $3,000 | $18.53 per $1,000 | | | | | 2004-2003 | 4.99%* | up to 48 months | 100% NADA Trade or invoice less $3,000 | $23.15 per $1,000 | | | *Annual Percentage Rate (APR) available with automatic payment. NH Federal Credit Union may lend to members only. All loans are subject to credit requirements. Rates and terms are subject to change without notice. Rates not available for vehicles already financed through NH Federal Credit Union. Maximum loan amount is determined by 80% MSRP invoice less $3,000 for new or 100% NADA trade for used. The age, mileage, and condition will affect the terms of the loan. Maximum miles on a vehicle is 80k. To finance a new vehicle for 61-72 months, the residual value at 36 months must be 45% or higher according to the American Leasing Guide. Due to extraordinary circumstances in the auto industry, we will be placing more stringent underwriting to those members who are purchasing vehicles that have been discontinued. The amount financed will be up to 80% of the discounted purchase price.
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Motorcycles, Snowmobiles, Jet Skis, Campers & Motor HomesRates effective March 1, 2010
New & Used (Current model through 2003)*
NADAGuides for Motorcycle, RV and Marine.
| APR | Maximum Term | Maximum Loan Amount | Monthly Payment | | | | 9.25%* | up to 108 months | 75% NADA Retail | $13.68 per $1,000 |
| | | *Annual Percentage Rate. NH Federal Credit Union may lend to members only. All loans are subject to credit requirements. Rates and terms are subject to change without notice. Rates not available for vehicles already financed through NH Federal Credit Union. Maximum loan amount is determined by 80% MSRP invoice less $3,000 for new or 100% NADA trade for used. The age, mileage, and condition will affect the terms of the loan. Maximum miles on a vehicle is 80k. To finance a new vehicle for 61-72 months, the residual value at 36 months must be 45% or higher according to the American Leasing Guide.
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