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RatesCertificates & SavingsYou'll find lower minimum balance requirements and some of the best rates in NH from your local Credit Union. Check out the Annual Percentage Yields listed below.
IRA and Certificate RatesRates effective July 28, 2010| Account Type | APY | Dividend Rate | Minimum Balance | | | | 3 months | .50% | .50% | $500.00 |  | | | | 6 months | .65% | .65% | $500.00 | | | | | 12 months | .80% | .80% | $500.00 | | | | | 18 months | 1.00% | .99% | $500.00 | | | | | 24 months | 1.10% | .99% | $500.00 | | | | | 30 months | 1.30% | 1.29% | $500.00 | | | | | 36 months | 1.40% | 1.39% | $500.00 | | | | | 42 months | 1.55% | 1.54% | $500.00 | | | | | 48 months | 2.00% | 1.98% | $500.00 | | | | | 54 months | 2.25% | 2.23% | $500.00 | | | | | 60 months | 2.40% | 2.37% | $500.00 | | | | | IRA Variable | 1.10% | 1.09% | $1.00 | | | *Members under age 18 may open certificates for 12 months or more with just $250.00. Otherwise, the minimum to open and earn the stated dividends is $500. A substantial penalty is imposed for withdrawal of principal in certificates prior to maturity. Fees could reduce earnings. Regular deposits insured to $250,000; by the NCUA, an agency of the Federal Government. IRA certificates available from 12 to 60 months. IRA funds insured to $250,000.
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Share RatesRates effective January 1, 2010| Account Type | APY | Dividend Rate | Minimum Balance | | | | Shares | .30% | .30% | $25 to open/earn dividends | | | | | Clubs | .50% | .50% | $.01 or more | | | No minimum required to open Club accounts. Rates could change after the account is open. Dividends are based on earnings and cannot be guaranteed. Fees may reduce earnings. Regular deposits insured to $250,000; by the NCUA, an agency of the Federal Government.
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