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Rates

Home Equity Loans

You choose the home equity loan to suit your needs.  If you are looking to consolidate debt, pay off another home equity line-of-credit, or want a one-time advance, then our fixed-rate home equity loan will be right for you.  But, if you want to access your home equity loan for things like home improvement projects and tuition bills, consider our adjustable-rate home equity loan.  NH Federal Credit Union is an Equal Housing Lender.

Home Equity Fixed Rate

Rates effective September 3, 2015
  Account Type  Rate  APR  Comments
3 to 10 Year Fixed4.35%4.565%**APR listed is based on the 10 year term.  APR will vary based on term.
  

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Home Equity Line of Credit

Rates effective September 3, 2015
  Account Type  Rate  Monthly Payment
Adjustable Rate HELOC**Prime Rate + 0%Interest or minimum of $25 balloon payment after 10 yearsCalculator 
 Annual Percentage Rate.  Minimum loan amount $10,000.  Origination fee:  $220. Closing costs are incurred and may vary based on lien position. NHFCU may lend to members only.  Rates and terms are subject to change without notice.  All loans are subject to credit requirements.  Monthly payment of $102.92, total finance charge of $2,350, total payments of $12,350 based on a 10 year term.
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Concord NH 03301
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Durham, NH 03824
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47 N. Main Street
Concord, NH 03301
(603) 224-7731
(800) 639-4039
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