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RatesFixed Rate Home Equity - 4.85% Special*Fixed Home EquityRates effective July 28, 2010| Account Type | Term | Type | Rate | APR | Minimum Balance | Monthly Payment | Total Finance Charge | Total Payments | | | | Fixed Rate Home Equity | 96 months | Fixed | 4.850% | 5.804% | $25,000 | $315 | $5,219 | $30,219 |  |  | Members can finance up to 70% of appraised value or 75% if NHFCU holds first lien. Closing costs incurred and may vary based on lien position. Loan rate discounts are not applicable to home equity loans.All loans are subject to credit requirements. Fees include document prep: $110, disclosures: $35, flood insurance: $10, and underwriting: $175. Rates and terms are subject to change without notice. Homeowner's insurance is required. NHFCU may lend to members only.
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