If you're in the market to purchase a home, now's the time to see your Credit Union for saving money and time on your new home purchase! We are a local institution - an institution you already know and trust. If you have questions or problems with your mortgage, we are a short drive or a quick phone call away. The rates listed below were effective on the date listed and are subject to change daily. They represent a small sample of the programs available through NH Federal Credit Union. For a more complete daily listing, click here or contact us directly at 1-800-639-4039, Your home is your most important investment. Invest in a home loan from a lender you know and trust.
Purchases & Refinances - ConventionalRates effective December 18, 2014
| Account Type|| Rate|| Points|| APR|| Monthly Payment|
|10 yr Fixed Rate||2.875%||No Points||3.454%||$959.85 per $100,000.00|
|15 yr Fixed Rate||3.000%||No Points||3.399%||$690.58 per $100,000.00|
|20 yr Fixed Rate||3.750%||No Points||4.066%||$592.89 per $100,000.00|
|30 yr Fixed Rate||3.875%||No Points||4.104%||$470.24 per $100,000.00|
*Annual Percentage Rate. Payments and APR listed are the best available rate. Loan-Level-Pricing adjustments (LLPA) may apply. NHFCU may lend to members only. Rates and terms are subject to change without notice. Listed payments do not include taxes or insurance. Maximum loan amount of $417,000. All loans are subject to credit requirements.
Jumbo Mortgages - Loans $417,001 or moreRates effective December 17, 2014
| Account Type|| Rate|| Points|| APR|| Minimum Balance|| Monthly Payment|
|15 yr Fixed Rate||3.125%||No Points||3.525%||$417,001||$696.61 per $100,000|
|30 yr Fixed Rate||3.875%||No Points||4.104%||$417,001||$470.24 per $100,000|
|NH Federal Credit Union is an Equal Housing Lender. *Annual Percentage Rate. Payments and APR listed are based on the minimum loan amount of $417,001 representing 70% of the appraised value. NHFCU may lend to members only. Homeowners' insurance is required and the listed payments do not include the costs of taxes or insurance. Rates and terms are subject to change without notice. All loans are subject to credit requirements.|