Rates

Secured & Unsecured Personal Loans

Pledge Loans

Account Type	APR	Comments
Share Variable	2.5% over dividend rate	2.5% over current share dividend, adjusted quarterly.  Term not to exceed 10 years or 120 months.
Certificate	2.5% over dividend rate	2.5% over certificate dividend rate.  The loan maturity must match the maturity of the certificate.  Term not to exceed 10 years or 120 months.
Term not to exceed 10 years or 120 months.  Return to top

Unsecured/Signature Loans

Account Type	Type	APR	Maximum Term	Loan Amount	Monthly Payment
12 months	Closed-end	14.9%	up to 12 months	$1,000.00	$90.21 per $1,000
24 months	Closed-end	14.9%	up to 24 months	$1,000.01 - $2,500.00	$48.45 per $1,000
36 months	Closed-end	15.9%	up to 36 months	$2,500.01 - $5,000.00	$35.12 per $1,000
Revolving	Open-end* Revolving	Prime plus 7.25%	$250.00 - $3,500.00	$4.16/$100.00 (Min $35.00)	Revolving Account
Overdraft	Open-end* Overdraft	Prime plus 7.25%	$500	$4.16/$100.00 (Min $35.00)	Revolving Account
*Each applicant will be charged a $25.00 non-refundable application fee for unsecured/signature loans.  Revolving loans and overdraft loans are adjustable-rate loans.  Rates are adjusted quarterly based on the Prime Rate as published in the Wall Street Journal.       Return to top

VISA® 25 Day Fixed Grace*

Account Type	APR	Loan Amount	Monthly Payment	Total Finance Charge	Total Payments
VISA Credit Card	12.9%* through June, 2010	$5,000.00	2% of balance or $10.00 per $1,000	Revolving Account	Revolving Account
*Annual Percentage Rate.  NH Federal Credit Union may lend to members only.  All loans are subject to credit requirements.  Rates and terms are subject to change without notice.   Return to top