Rates

Secured & Unsecured Loans

Pledge Loans

Account Type	APR	Comments
Share Variable	2.5% over dividend rate	Ask a Member Service Representative for details.
Certificate	2.5% over dividend rate	Ask a Member Service Representative for details.
*Annual Percentage Rate.  Return to top

Closed-End Unsecured/Signature Loans

Account Type	Type	APR
Unsecured Loan	Closed-end	as low as 12.9%
*Annual Percentage Rate. Each applicant will be charged a $60.00 non-refundable application fee for unsecured/signature loans. All loans subject to credit requirements. NHFCU may lend to members only.  Return to top

Open-end Unsecured/Signature Loans

Account Type	Type	APR	Monthly Payment
Revolving	Open-end* Revolving	Prime plus 7.25%	$4.16/$100.00 (Min $35.00)
Overdraft	Open-end* Overdraft	Prime plus 7.25%	$4.16/$100.00 (Min $35.00)
*Annual Percentage Rate. There is a $99 annual fee for revolving/overdraft loans. Revolving loans and overdraft loans are adjustable-rate loans.  Rates are adjusted quarterly based on the Prime Rate as published in the Wall Street Journal. All loans are subject to credit requirements. NHFCU may lend to members only.     Return to top