RatesSecured & Unsecured LoansPledge LoansRates effective January 1, 2011| Account Type | APR | Comments | | | | Share Variable | 2.5% over dividend rate | Ask a Member Service Representative for details.
| | | | | Certificate | 2.5% over dividend rate | Ask a Member Service Representative for details. | | | *Annual Percentage Rate.
|
Unsecured/Signature LoansRates effective January 1, 2011| Account Type | Type | APR | Maximum Term | Loan Amount | Monthly Payment | | | | 12 months | Closed-end | 12.9% | up to 12 months | $1,000.00 | $89.27 per $1,000 |  |  | | | 24 months | Closed-end | 12.9% | up to 24 months | $1,000.01 - $2,500.00 | $47.49 per $1,000 | | | | | 36 months | Closed-end | 12.9% | up to 36 months | $2,500.01 - $5,000.00 | $33.65 per $1,000 | | | | | Revolving | Open-end* Revolving | Prime plus 7.25% | | $250.00 - $3,500.00 | $4.16/$100.00 (Min $35.00) | | | | | Overdraft | Open-end* Overdraft | Prime plus 7.25% | | $500 | $4.16/$100.00 (Min $35.00) | | | *Annual Percentage Rate. Each applicant will be charged a $25.00 non-refundable application fee for unsecured/signature loans. Revolving loans and overdraft loans are adjustable-rate loans. Rates are adjusted quarterly based on the Prime Rate as published in the Wall Street Journal.
|
|
