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Rates

Home Loans/Mortgages


 If you're in the market to purchase a home, now's the time to see your Credit Union for saving money and time on your new home purchase! We are a local institution  - an institution you already know and trust.  If you have questions or problems with your mortgage, we are a short drive or a quick phone call away. The rates listed below were effective on the date listed and are subject to change daily.  They represent a small sample of the programs available through NH Federal Credit Union.  For a more complete daily listing, click here or contact us directly at 1-800-639-4039,   Your home is your most important investment.  Invest in a home loan from a lender you know and trust.

Purchases & Refinances - Conventional

Rates effective October 17, 2014

  Account Type  Rate  Points  APR  Monthly Payment
10 yr Fixed Rate2.875%No Points3.454%$959.85 per $100,000.00CalculatorApply Now
15 yr Fixed Rate3.000%No Points3.399%$690.58 per $100,000.00CalculatorApply Now
20 yr Fixed Rate3.750%No Points4.066%$592.89 per $100,000.00CalculatorApply Now
30 yr Fixed Rate4.000%No Points4.230%$477.47 per $100,000.00CalculatorApply Now



*Annual Percentage Rate. Payments and APR listed are the best available rate.  Loan-Level-Pricing adjustments (LLPA) may apply. NHFCU may lend to members only.  Rates and terms are subject to change without notice. Listed payments do not include taxes or insurance. Maximum loan amount of $417,000. All loans are subject to credit requirements.
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Jumbo Mortgages - Loans $417,001 or more

Rates effective October 17, 2014
  Account Type  Rate  Points  APR  Minimum Balance  Monthly Payment
15 yr Fixed Rate3.000%No Points3.399%$417,001$690.58 per $100,000CalculatorApply Now
30 yr Fixed Rate4.000%No Points4.230%$417,001$477.47 per $100,000CalculatorApply Now
NH Federal Credit Union is an Equal Housing Lender. *Annual Percentage Rate. Payments and APR listed are based on the minimum loan amount of $417,001 representing 70% of the appraised value. NHFCU may lend to members only. Homeowners' insurance is required and the listed payments do not include the costs of taxes or insurance. Rates and terms are subject to change without notice. All loans are subject to credit requirements.
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