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Fixed Rate Home Equity Loans - 4.85%/5.804% APR*

Monday, February 1, 2010

Times may be tough for a lot of homeowners, but if you've owned your home for more than five years, you most likely have built some equity in your home.  

If you're not looking to refinance your entire mortgage, but you are looking for some extra cash, take advantage of our special, limited time, fixed rate home equity loans as low as 4.85%*.

  • Consider making energy-saving home improvements to save on your taxes.  Check out this website for details: www.energy.gov/taxbreaks.htm
  • Add a room, pool, or deck.
  • Consolidate high rate credit cards or other debts.
  • Invest in yourself or your children – use your home’s equity to help with education expenses.
By using your home’s equity to fund these items, the interest you pay is generally tax-deductible regardless of how you use the money. It’s a smart way to consolidate higher cost, non-deductible debts. (See your tax advisor for details.)  Get more details or apply today.
* Limited offer beginning February 1, 2010.  Rates and terms are subject to change without notice.  Minimum loan amount $25,000 with an Annual Percentage Rate of 5.804%.  All loans are subject to credit requirements. Members can finance up to 70% of appraised value or 75% if NHFCU holds first lien.  Closing costs incurred and may vary based on lien position. Fees include document prep: $110, disclosures:  $25, flood insurance:  $10, and underwriting: $175.  Loan rate discounts are not applicable to home equity loans.All loans are subject to credit requirements.   Rates and terms are subject to change without notice.  Homeowner's insurance is required.  NHFCU may lend to members only. 


January 22
Track Mortgage Rates Daily
January 21
68th Annual Meeting Coming March 24th
January 13
Meet Wendy Clark, NHFCU's Mortgage Consultant
July 13
Self-Service Kiosks Available at Concord Office
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(603) 224-7731
(800) 639-4039
e-mail: admn@nhfcu.org
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Durham, NH 03824
(603)868-2085
(800)639-5402
e-mail: durham@nhfcu.org

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