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Auto Rates as Low as 3.99% APR

Monday, June 30, 2008

At a time when it's hard to earn as little as an extra half a percentage point or more on your savings, you might be able to "earn" two or three percentage points by improving your auto loan rate.  See us before you buy to take advantage of some of the lowest rates available. 
Buying a new car or truck is a thrill. Many buyers will do just about anything to acquire the vehicle they want. Sometimes, that includes going for a "right now" loan instead of the best loan rate.  If you have financed an auto with another lender, and you're paying a higher rate, consider bringing your loan to NHFCU to lower your payments and pay less interest. 

If your vehicle is still fairly new and you qualify, we'll help you trade in that costly loan on one that won't dent your fenders.

Here's an example:
Pretend you have a 60-month car loan at 8.5% annual percentage rate (APR). You've had the car for one year, and you originally borrowed $15,000 (close to the national average). Your monthly payments are approximately $307 and your current balance is about $12,500.
If you can refinance at 3.99% APR for the remaining four years of your loan, your monthly payments will go down to about $282. But you'll save about $1,200 in total finance charges for the remainder of the loan. That's a deal with real road appeal.  Apply to refinance today.



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70 Airport Road
Concord NH 03301
(603) 224-7731
(800) 639-4039
e-mail: admn@nhfcu.org
7K Mill Road
Durham, NH 03824
(603)868-2085
(800)639-5402
e-mail: durham@nhfcu.org

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